What types of health insurance plans are available to state employees in Tennessee?
Tennessee state employees have access to four different types of health insurance plans: 1. Comprehensive Health Insurance: This plan provides comprehensive coverage for medical, hospital and pharmacy costs. This plan also includes preventive care, as well as coverage for vision and dental services. 2. High Deductible Health Plan: This plan requires a high deductible but offers lower premiums. It is a good choice for those who do not expect to use their health benefits frequently. 3. Health Savings Account Plan: This plan is a combination of a high deductible health plan and a tax-advantaged savings account. This plan allows you to set aside funds to pay for qualified medical expenses. 4. Consumer Driven Health Plan: This plan is a combination of a high-deductible health plan and a Health Reimbursement Account. This plan allows you to set aside funds to pay for qualified medical expenses, and you can use the money in your HRA to pay for qualified medical expenses.
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