UBS

Credit Risk Officer - IB Commercial Lending, Portfolio Monitoring

UBS

North Carolina, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Are you a detail-oriented individual with a passion for financial risk management? Are you looking for a challenging role in a dynamic and global organization? We have an exciting opportunity for you to join UBS as a Credit Risk Officer for our IB Commercial Lending team. In this role, you will play a crucial role in monitoring and managing the credit risk of our commercial lending portfolio. We are seeking a highly motivated and experienced professional who possesses a strong understanding of credit risk management and is able to thrive in a fast-paced and collaborative environment. If this sounds like you, we encourage you to apply for this position and become a part of our diverse and talented team at UBS.

  1. Monitor and analyze the credit risk of UBS's commercial lending portfolio.
  2. Develop and maintain credit risk models and frameworks to assess and manage potential risks.
  3. Conduct regular credit assessments and reviews of clients and counterparties to ensure compliance with risk policies.
  4. Provide recommendations and guidance to senior management on credit risk issues and potential exposures.
  5. Collaborate with various teams and departments within the organization to identify and mitigate potential credit risks.
  6. Stay up-to-date on industry trends and regulatory changes related to credit risk management.
  7. Develop and maintain relationships with clients, internal stakeholders, and external partners to effectively manage credit risk.
  8. Prepare and present reports and analysis on credit risk to senior management and other stakeholders.
  9. Identify areas for improvement in credit risk processes and procedures and implement necessary changes.
  10. Train and mentor junior team members on credit risk management best practices.
Where is this job?
This job is located at North Carolina, USA
Job Qualifications
  • Bachelor's Degree In Finance, Accounting, Economics, Or A Related Field.

  • Minimum Of 5 Years Of Experience In Credit Risk Management Within Commercial Lending At A Reputable Financial Institution.

  • Strong Understanding Of Credit Risk Assessment And Mitigation Techniques.

  • Excellent Analytical And Problem-Solving Skills, With The Ability To Interpret Complex Financial Data.

  • Knowledge Of Regulatory Requirements And Industry Best Practices In Credit Risk Management.

Required Skills
  • Risk Management

  • Financial Analysis

  • Financial Reporting

  • Credit Analysis

  • Portfolio Management

  • Risk assessment

  • Regulatory compliance

  • Loan underwriting

  • Credit risk modeling

  • Credit Monitoring

  • Portfolio Evaluation

Soft Skills
  • Communication

  • Emotional Intelligence

  • Leadership

  • Time management

  • Interpersonal Skills

  • flexibility

  • Critical thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Credit Risk Officer - IB Commercial Lending, Portfolio Monitoring in North Carolina, USA is $80,000-$120,000 per year. However, this can vary depending on factors such as experience, education, and the specific company or financial institution the individual is employed by. Additionally, bonuses and other forms of compensation may also be included in the overall salary package.

Additional Information
UBS is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedApril 22nd, 2025
Apply BeforeMay 22nd, 2025
This job posting is from a verified source. 

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About UBS

UBS is a global firm providing financial services in over 50 countries. The company provides wealth management, asset management, and investment banking services for private, corporate, and institutional clients worldwide.

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