Truist Financial

Wholesale Credit and Portfolio Risk Officer I

Truist Financial
Remote
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Welcome to Truist Financial, where we believe in building a better future for our clients through innovative financial solutions. We are currently seeking a highly motivated and experienced Wholesale Credit and Portfolio Risk Officer I to join our team. In this role, you will play a key role in mitigating credit and portfolio risk for our wholesale lending portfolio. If you are a detail-oriented individual with a strong understanding of credit and risk management principles, this could be the perfect opportunity for you to advance your career with a leading financial institution.

  1. Assess and analyze credit and portfolio risk for Truist Financial's wholesale lending portfolio.
  2. Develop and implement strategies to mitigate potential risks and ensure the overall health of the portfolio.
  3. Monitor and evaluate credit exposure, collateral values, and loan covenants to identify potential issues and proactively address them.
  4. Collaborate with cross-functional teams to identify and implement risk management solutions.
  5. Stay up-to-date on industry trends and regulatory requirements related to credit and portfolio risk management.
  6. Conduct thorough credit analyses, including financial statement analysis, to inform lending decisions.
  7. Communicate risk assessments and recommendations to senior management and other stakeholders.
  8. Develop and maintain relationships with clients to understand their risk profiles and provide tailored risk management solutions.
  9. Develop and maintain policies and procedures related to credit and portfolio risk management.
  10. Lead risk management training and education initiatives for team members and other departments within the organization.
Where is this job?
This job opening is listed as 100% remote
Job Qualifications

  • Bachelor's Degree In Business, Finance, Economics, Or A Related Field.

  • Minimum Of 2-3 Years Of Experience In Credit Risk Management Within The Wholesale Lending Industry.

  • Strong Understanding Of Credit Analysis And Financial Statement Analysis.

  • Knowledge Of Regulatory Requirements And Industry Best Practices For Credit Risk Management.

  • Excellent Communication And Analytical Skills, With The Ability To Make Sound Credit Decisions And Recommendations.

Required Skills

  • Financial Analysis

  • Financial Modeling

  • Credit Analysis

  • Portfolio Management

  • Loan structuring

  • Risk assessment

  • Credit Underwriting

  • Portfolio optimization

  • Credit Risk Management

  • Credit Monitoring

  • Portfolio Review

Soft Skills

  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • Work ethic

  • creativity

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Wholesale Credit and Portfolio Risk Officer I is $76,000 - $86,000 per year. However, salaries may vary depending on location, experience, and specific job duties.

Additional Information
Truist Financial is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedDecember 10th, 2024
Apply BeforeSeptember 18th, 2025
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About Truist Financial

Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust Banks.

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