Truist Financial

Retail Mortgage Loan Originator

Truist Financial

Charlotte, NC, USA
Full-TimeDepends on ExperienceMid-LevelHigh school or equivalent
Job Description

Welcome to Truist Financial, where we are committed to helping our clients achieve their financial goals and dreams. We are currently seeking a driven and customer-focused Retail Mortgage Loan Originator to join our team. As a Retail Mortgage Loan Originator, you will play a vital role in helping individuals and families secure their dream homes through the origination of mortgage loans. If you are a passionate and motivated individual with a strong background in mortgage lending and a desire to provide exceptional service to clients, we encourage you to apply. Join our team and be a part of delivering a positive impact on our clients' lives.

  1. Originate mortgage loans: The main responsibility of the Retail Mortgage Loan Originator is to originate mortgage loans for clients. This includes conducting thorough assessments of clients' financial situations, determining their eligibility for loans, and guiding them through the application process.
  2. Meet sales targets: The Retail Mortgage Loan Originator is responsible for meeting sales targets set by the company. This involves actively seeking out new clients, maintaining relationships with existing clients, and using effective sales techniques to close deals.
  3. Provide exceptional customer service: The Retail Mortgage Loan Originator must have a strong focus on providing exceptional customer service to clients. This includes responding to inquiries, addressing any concerns or issues that arise, and maintaining a positive and professional attitude at all times.
  4. Stay up to date on industry trends: It is the responsibility of the Retail Mortgage Loan Originator to stay informed on industry trends and changes in mortgage lending regulations. This ensures that they are able to provide accurate and up-to-date information to clients.
  5. Build and maintain relationships: Building and maintaining relationships with real estate agents, builders, and other referral sources is crucial in this role. The Retail Mortgage Loan Originator must be able to effectively communicate and collaborate with these partners to generate leads and close loans.
  6. Conduct financial assessments: In order to determine clients' eligibility for loans, the Retail Mortgage Loan Originator is responsible for conducting thorough financial assessments. This requires strong analytical skills and attention to detail.
  7. Ensure compliance: The Retail Mortgage Loan Originator must adhere to all company policies and procedures, as well as state and federal laws and regulations, to ensure compliance and mitigate risk for the company.
  8. Continuously improve processes: As part of a dynamic and fast-paced industry, the Retail Mortgage Loan Originator must continuously seek ways to improve processes and enhance the overall customer experience.
  9. Collaborate with team members: The Retail Mortgage Loan Originator will work closely with other team members, such as underwriters and processors, to ensure a
Where is this job?
This job is located at Charlotte, NC, USA
Job Qualifications
  • Bachelor's Degree In Business, Finance, Or A Related Field

  • Minimum Of 2-3 Years Of Experience In Mortgage Lending Or Retail Banking

  • Must Hold A Valid Mortgage Loan Originator (Mlo) License

  • Strong Understanding Of Federal And State Mortgage Lending Regulations

  • Proven Track Record Of Meeting And Exceeding Sales Goals And Providing Excellent Customer Service

Required Skills
  • Networking

  • Communication

  • Sales

  • Time Management

  • Marketing

  • Attention to detail

  • Problem Solving

  • Negotiation

  • customer service

  • Relationship Building

  • Organization

  • Financial Knowledge

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • Critical thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

  • Decision-making

Compensation

According to JobzMall, the average salary range for a Retail Mortgage Loan Originator in Charlotte, NC, USA is between $48,000 and $72,000 per year. This may vary depending on factors such as experience, employer, and individual performance.

Additional Information
Truist Financial is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedMarch 6th, 2024
Apply BeforeJune 9th, 2026
This job posting is from a verified source. 
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About Truist Financial

Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust Banks.

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