Credit Standards Portfolio Risk Officer

Are you a detail-oriented and analytical individual with a passion for risk management? Do you have experience in credit standards and portfolio risk assessment? If so, Truist Financial is seeking a highly skilled Credit Standards Portfolio Risk Officer to join our team. In this role, you will play a critical role in ensuring the credit quality of our portfolio and mitigating potential risks. We are looking for a self-motivated individual with strong communication skills and a deep understanding of banking regulations. If this sounds like you, we encourage you to apply for this exciting opportunity.

• Conduct thorough credit risk assessments of potential borrowers to determine their creditworthiness and the level of risk they pose to the portfolio
• Develop and maintain credit standards and policies in accordance with industry regulations and company objectives
• Monitor and review the credit portfolio on a regular basis to identify any potential risks and take proactive measures to mitigate them
• Analyze financial data and credit reports to assess the current and potential credit risk of clients
• Collaborate with internal teams including underwriting, lending, and collections to ensure adherence to credit standards and policies
• Communicate credit risk findings and recommendations to senior management and provide guidance on risk management strategies
• Stay up-to-date on industry trends, regulations, and best practices related to credit risk management
• Identify and implement process improvements to enhance the efficiency and effectiveness of credit risk management processes
• Conduct regular trainings and workshops to educate employees on credit standards and risk management best practices
• Build and maintain relationships with external stakeholders including regulators, auditors, and credit rating agencies.

According to JobzMall, the average salary range for a Credit Standards Portfolio Risk Officer in Atlanta, GA, USA is between $70,000 and $90,000 per year. However, this can vary based on factors such as the size and industry of the company, the candidate's level of experience, and their education and certifications.

Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina. The company was formed in December 2019 as the result of the merger of BB&T and SunTrust Banks.