Senior LTC, Morbidity Underwriter

Welcome to New York Life! We are currently seeking a talented and experienced Senior Long-Term Care (LTC), Morbidity Underwriter to join our team. In this role, you will play a vital part in ensuring the financial stability and security of our policyholders by assessing the risk and potential of LTC policies. We are looking for someone who is passionate about making a positive impact on people's lives and has a strong understanding of the LTC market. If you are a dynamic individual with a keen eye for detail and a drive for excellence, we would love to have you on our team. Join us in our mission to provide peace of mind to our policyholders and their loved ones.

1. Evaluate and assess the risk and potential of Long-Term Care policies to determine eligibility for coverage.
2. Use underwriting guidelines and procedures to evaluate applications, medical records, and other relevant information to make informed decisions.
3. Conduct thorough analysis of LTC policies to identify potential risks and make recommendations for policy adjustments or denials.
4. Communicate effectively with internal and external stakeholders, including policyholders, agents, and medical professionals, to gather necessary information and provide updates on underwriting decisions.
5. Stay up-to-date on industry trends and changes in the LTC market to ensure accurate risk assessment and identify opportunities for improvement.
6. Collaborate with cross-functional teams, including sales, claims, and marketing, to ensure a seamless and efficient underwriting process.
7. Maintain accurate and detailed records of underwriting decisions, including supporting documentation and justification for each decision.
8. Adhere to company policies, procedures, and regulatory requirements to ensure compliance and mitigate risk.
9. Participate in training and development programs to enhance knowledge and skills related to LTC underwriting.
10. Demonstrate professionalism, integrity, and empathy in all interactions with policyholders and team members.
11. Identify areas for process improvement and make recommendations to enhance efficiency and accuracy in LTC underwriting.
12. Represent the company and its values to policyholders and the public, promoting a positive image of New York Life.
13. Contribute to a positive and collaborative team environment, fostering a culture of excellence and continuous improvement.
14. Support the company's mission to provide peace of mind to policyholders and their loved ones by making sound underwriting decisions and ensuring financial stability and security.
15. Uphold the company's commitment to diversity, equity, and inclusion by treating all individuals with respect and fairness.

According to JobzMall, the average salary range for a Senior LTC, Morbidity Underwriter is $85,000 to $110,000 per year. This can vary depending on factors such as location, experience, and company size. Some companies may also offer bonuses or other benefits as part of their compensation package for this role.

New York Life Insurance Company is the third-largest life insurance company in the United States, the largest mutual life insurance company in the United States.