Associate, Securities Backed Lending (Credit Risk)

Are you looking for an exciting opportunity to join a dynamic team at one of the world's leading investment banks? Look no further than Morgan Stanley! We are currently seeking a highly motivated and driven individual to join our team as an Associate in our Securities Backed Lending division, specifically focusing on Credit Risk. This role offers the chance to work on a variety of challenging projects while gaining valuable experience in the financial industry. If you have a strong background in credit risk and a passion for delivering exceptional results, we want to hear from you! Join our team and take the next step in your career with Morgan Stanley.

1. Conduct in-depth credit analysis on clients and potential borrowers to assess risk and make informed lending decisions.
2. Monitor and manage credit exposures and provide recommendations for risk mitigation strategies.
3. Collaborate with various internal teams, including underwriting and sales, to structure and execute lending transactions.
4. Develop and maintain strong relationships with clients, providing excellent customer service and addressing any credit-related inquiries.
5. Stay up-to-date on industry and market trends to inform credit risk decisions.
6. Utilize financial models and other tools to assess credit risk and make data-driven decisions.
7. Identify and escalate potential credit risks to senior management.
8. Participate in credit committee meetings and present reports and analysis on credit risk.
9. Assist in developing and implementing credit risk policies and procedures.
10. Train and mentor junior team members on credit risk analysis and processes.
11. Collaborate with external auditors and regulators to ensure compliance with applicable regulations.
12. Continuously review and improve credit risk processes to enhance efficiency and effectiveness.
13. Maintain accurate and up-to-date records of credit risk assessments and decisions.
14. Demonstrate a strong understanding of the company's products, services, and risk management strategies.
15. Contribute to a positive and collaborative team environment.

According to JobzMall, the average salary range for a Associate, Securities Backed Lending (Credit Risk) in New York, NY, USA is $70,000 - $120,000 per year. This may vary depending on the specific company, level of experience, and other factors.

Morgan Stanley provides investment banking products and services to its clients and customers including corporations, governments, financial institutions, and individuals. It operates through the following business segments: Institutional Securities, Wealth Management, and Investment Management. The Institutional Services segment provides financial advisory, capital-raising services, and related financing services on behalf of institutional investors.