
Associate - Digital Lending Product Owner & Business Analyst
Welcome to Morgan Stanley! We are a global financial services firm that provides a wide range of investment banking, securities, investment management and wealth management services. We are currently seeking a highly motivated Associate - Digital Lending Product Owner & Business Analyst to join our dynamic team.As an Associate in our Digital Lending Product team, you will have the opportunity to work on cutting-edge digital lending solutions that will transform the way our clients access credit. In this role, you will be responsible for driving the product vision, strategy and execution for our digital lending platform. You will also collaborate with business stakeholders and technology teams to define business requirements, analyze data and drive development of innovative and user-friendly products.We are looking for candidates who are passionate about digital innovation and have a strong understanding of the financial services industry. The ideal candidate will have a combination of product ownership and business analysis experience, with a track record of successfully delivering complex projects within tight deadlines. If you are a self-starter, with excellent communication skills and a drive to succeed in a fast-paced environment, we want to hear from you. Join us in shaping the future of digital lending at Morgan Stanley!
- Develop and drive the product vision, strategy, and roadmap for our digital lending platform.
- Collaborate with business stakeholders to gather and define business requirements.
- Analyze market trends and client needs to identify opportunities for product enhancements and innovation.
- Work closely with technology teams to translate business requirements into technical specifications.
- Lead the development and prioritization of product features and functionality, ensuring alignment with business goals and client needs.
- Conduct user research and gather feedback to continuously improve and enhance the digital lending experience for clients.
- Monitor and analyze product performance and make data-driven recommendations for improvements.
- Manage project timelines and deliverables, ensuring projects are completed within budget and on time.
- Communicate product updates and progress to stakeholders, including senior management.
- Stay updated on industry trends and best practices to ensure the digital lending platform remains competitive and innovative.
- Collaborate with cross-functional teams, including design, marketing, and legal, to ensure a seamless and successful product launch.
- Train and educate internal teams on new product features and functionality.
- Take ownership of any product issues or escalations and work towards finding timely and effective solutions.
- Represent the digital lending product and Morgan Stanley at industry events and conferences.
- Mentor and guide junior team members to support their growth and development within the organization.
Bachelor's Degree In Business Administration, Finance, Computer Science, Or A Related Field.
Minimum Of 3-5 Years Of Experience In Digital Lending Product Management Or Business Analysis, Preferably In The Financial Services Industry.
Strong Understanding Of Digital Lending Products And Processes, Including Loan Origination And Underwriting.
Experience With Agile Project Management Methodologies And Tools, Such As Scrum Or Kanban.
Ability To Effectively Communicate And Collaborate With Cross-Functional Teams, Including Developers, Designers, And Stakeholders.
Financial Analysis
Business Analysis
Project Planning
Data Analysis
Product Management
Market Research
User Experience
Agile Methodology
Digital strategy
Competitive analysis
Product Roadmap
Requirement Gathering
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Attention to detail
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Associate - Digital Lending Product Owner & Business Analyst in Mumbai, Maharashtra, India is between ₹600,000 and ₹1,200,000 per year. This can vary based on factors such as experience, skills, and the specific company or industry the individual is working in.
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Morgan Stanley provides investment banking products and services to its clients and customers including corporations, governments, financial institutions, and individuals. It operates through the following business segments: Institutional Securities, Wealth Management, and Investment Management. The Institutional Services segment provides financial advisory, capital-raising services, and related financing services on behalf of institutional investors.

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