Credit Risk Analyst

At M&T Bank, we are passionate about helping our customers and communities grow and thrive. We are looking for a Credit Risk Analyst to join our team who will be an integral part of our mission. The successful candidate will possess the required qualifications, have a strong sense of responsibility, and demonstrate an eagerness to learn.This position requires an individual with a Bachelor's degree in economics, finance, or a related field, as well as 2-3 years of experience in credit risk management. The ideal candidate is detail-oriented, analytical, and has excellent written and verbal communication skills. They will also have the ability to interpret complex data and make sound decisions. Knowledge of financial accounting, credit analysis, and regulatory compliance is also preferred.

Responsibilities:

1. Analyze customer credit risk data and provide recommendations to management on credit risk strategies.
2. Monitor customer credit portfolios to identify potential risks and recommend corrective action.
3. Develop and maintain credit policies and procedures to ensure compliance with internal and regulatory guidelines.
4. Utilize financial accounting, credit analysis, and regulatory compliance knowledge to assess credit risk.
5. Analyze customer financial statements to assess creditworthiness.
6. Monitor customer accounts to ensure compliance with credit terms.
7. Develop reports and presentations to summarize credit risk analysis findings.
8. Assist in the preparation of periodic financial statements and regulatory reports.
9. Collaborate with other departments to ensure accuracy and completeness of credit risk data.
10. Identify and assess new and emerging credit risks.

According to JobzMall, the average salary range for a Credit Risk Analyst in Buffalo, NY, USA is $53,000 to $72,000. This range depends on the individual's education, experience, and qualifications.

M&T Bank Corporation is a regional financial services company with more than $115 billion in assets. They provide banking, insurance, investments, mortgage and commercial financial services through more than 750 branches, 1800 ATMs, and a variety of online and mobile services.