Senior Medical Stop Loss Underwriter

Welcome to Highmark Health, where we are dedicated to making healthcare accessible and affordable for all. As a Senior Medical Stop Loss Underwriter, you will play a crucial role in ensuring the financial stability of our company and our clients by evaluating and managing risks associated with medical stop loss coverage. With your expertise, you will help us protect our clients from the financial impact of catastrophic medical expenses. We are seeking a highly qualified candidate with a strong background in underwriting and a deep understanding of the healthcare industry. If you are a driven and analytical individual with a passion for making a positive impact in the world of healthcare, we would love to have you on our team.

1. Conduct thorough risk assessments for potential medical stop loss clients to determine their eligibility for coverage.
2. Evaluate and analyze data including claims history, demographics, and industry trends to accurately assess risk and determine appropriate pricing.
3. Collaborate with sales and account management teams to develop competitive proposals and negotiate rates for new and existing clients.
4. Monitor and review existing policies to identify potential risk exposures and make necessary adjustments to mitigate financial impact.
5. Maintain a strong understanding of the healthcare industry, including regulatory changes, market trends, and competitive landscape.
6. Develop and maintain relationships with brokers, consultants, and other industry professionals to stay informed and enhance business opportunities.
7. Provide guidance and support to junior underwriters, assisting with complex cases and promoting professional development.
8. Continuously review and improve underwriting processes and procedures to ensure efficiency and accuracy.
9. Communicate effectively with internal and external stakeholders, including clients, brokers, and leadership, to present findings and recommendations.
10. Stay up-to-date on industry developments, attend conferences and professional development opportunities, and share knowledge with the team to enhance overall underwriting capabilities.

According to JobzMall, the average salary range for a Senior Medical Stop Loss Underwriter is $80,000-$120,000 per year. However, this can vary depending on factors such as location, experience, and company size. Additional bonuses and benefits may also be included in the overall compensation package.

Highmark Inc. is among the largest health insurers in the United States and the fourth-largest Blue Cross and Blue Shield-affiliated company. Highmark and its diversified businesses and affiliates operate health insurance plans in Pennsylvania, Delaware and West Virginia that serve 5.2 million members. Its diversified health businesses serve group customer and individual health needs across the United States through dental insurance, vision care and other related health businesses. Highmark is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.