
Credit Underwriter
Risk Calculation Approval Limit is generally $50,000 for Underwriter I, in accordance with the US Credit Policy. Understand the risks associated with the payment processing industry (Fraud, Credit, Regulatory, Legal, etc.). Learns, Maintains and applies knowledge of fair lending issues, rules and various internal and external policies and regulations in Underwriting processes of new merchant applications. Verify all information provided on the merchant application and supporting documentation is correct and consistent with required standards. Call merchants regarding their applications when needed to verify information. Analysis of all pertinent credit and financial information to assess degree of risk and creditworthiness of prospective merchants. Ensure compliance with laws, bank regulation, corporate and divisional underwriting policies, procedures and standards.
1+ years related experience and/or training
Previous knowledge of the payment processing industry is preferred.
Working knowledge of business financial statement analysis and review of tax returns preferred
Working knowledge of credit policies, procedures, principles and philosophy preferred
Financial statement analysis
Salesforce skills
Time Management Skills
Compliance Reporting
Verbal communication
Problem solver
Written Communication Skills
Adaptability
Attention to detail and accuracy
Highly-Motivated Self-Starter
Multi tasker
Flexible Approach
According to JobzMall, the average salary range for a Credit Underwriter in 1 Heartland Way, Jeffersonville, IN 47130, USA is $36,000 - $49,000. The salary range is based on the experience and qualifications of the individual and the employer.
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Heartland Payment Systems, Inc. was a Fortune 1000 US-based payment processing and technology provider.

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