Credit Risk Officer

At Frost Bank, we are seeking a highly motivated and detail-oriented individual to join our team as a Credit Risk Officer. In this role, you will be responsible for evaluating and managing the credit risk of our clients, ensuring the overall financial stability of the bank. We are looking for someone who is dedicated to upholding our high standards of excellence and has a strong understanding of credit analysis and risk management. If you have a passion for finance and a keen eye for detail, we encourage you to apply for this exciting opportunity.

1. Conduct thorough credit risk assessments of clients to determine their creditworthiness and potential risks to the bank.
2. Monitor and analyze credit portfolios to identify any potential red flags or areas of concern.
3. Implement risk management strategies and procedures to minimize potential losses and maintain the financial stability of the bank.
4. Stay up-to-date on industry regulations and best practices related to credit risk management.
5. Collaborate with various departments within the bank to gather necessary information and make informed credit decisions.
6. Communicate and present credit risk findings and recommendations to senior management and other stakeholders.
7. Develop and maintain strong relationships with clients to better understand their financial needs and assess potential risks.
8. Assist in the development and implementation of credit policies and procedures.
9. Proactively identify and address potential credit risks and provide solutions to mitigate them.
10. Provide guidance and support to other team members on credit risk-related matters.
11. Maintain accurate and detailed records of credit risk assessments and decisions.
12. Continuously evaluate and improve credit risk processes and procedures to ensure efficiency and effectiveness.
13. Participate in cross-functional projects and initiatives to enhance the overall risk management framework of the bank.
14. Uphold the bank's values and standards of excellence in all aspects of the role.

According to JobzMall, the average salary range for a Credit Risk Officer in Dallas, TX, USA is between $60,000 and $105,000 per year. This range can vary depending on factors such as the size and industry of the company, the candidate's level of experience and education, and the specific responsibilities of the role. Some companies may also offer additional benefits such as bonuses, commission, and stock options. It's important to research the specific company and job requirements to get a more accurate understanding of the salary range for this position.

Frost Bank is a Texas-chartered bank based in San Antonio with 134 branches and 1,300 automated teller machines, all in Texas. It is the primary subsidiary of Cullen/Frost Bankers, Inc., a bank holding company. It is on the list of largest banks in the United States.