Senior Merchant Underwriting Risk Analyst
Welcome to Fidelity National Information- FIS, a global leader in financial technology solutions! We are currently seeking a highly skilled and experienced Senior Merchant Underwriting Risk Analyst to join our dynamic team. This is an exciting opportunity for an individual who is passionate about mitigating risk and driving business growth. As a Senior Merchant Underwriting Risk Analyst, you will play a crucial role in assessing and managing merchant risk, ensuring the safety and security of our clients' transactions. If you have a strong background in underwriting and risk analysis, along with a keen eye for detail and a drive for excellence, we want to hear from you! Join us and be a part of our mission to provide innovative and secure solutions for our clients worldwide.
- Conduct thorough risk assessments of potential and existing merchants to determine their level of risk and potential impact on the company's financial standing.
- Analyze financial statements, credit reports, and other relevant data to make informed decisions on merchant approvals and risk levels.
- Develop and implement risk management strategies to mitigate potential losses and protect the company's assets.
- Collaborate with cross-functional teams, including sales, operations, and compliance, to ensure a comprehensive approach to risk management.
- Stay up-to-date on industry trends and regulations to proactively identify potential risks and develop appropriate risk mitigation strategies.
- Review and improve existing underwriting processes and procedures to ensure efficiency and accuracy.
- Communicate risk assessment findings and recommendations to internal stakeholders and external clients in a clear and concise manner.
- Monitor merchant activity and identify any suspicious or fraudulent behavior to prevent financial losses.
- Provide training and guidance to junior underwriters to develop their skills and knowledge in risk analysis.
- Maintain accurate and detailed records of all underwriting decisions and risk assessments.
- Collaborate with legal teams to review and negotiate contracts and agreements with merchants.
- Develop and maintain strong relationships with clients and partners to understand their risk profiles and address any concerns.
- Adhere to all compliance and regulatory requirements in the underwriting process.
- Continuously evaluate and improve risk assessment and underwriting processes to enhance efficiency and accuracy.
- Represent the company in a professional and ethical manner at all times.
Extensive Experience In Underwriting And Risk Assessment: The Ideal Candidate Should Have At Least 5-7 Years Of Experience In Merchant Underwriting And Risk Analysis, Preferably In The Financial Services Industry.
Strong Knowledge Of Merchant Services And Payments Industry: A Deep Understanding Of The Merchant Services Landscape And The Various Types Of Payment Methods And Products Is Crucial For This Role. The Candidate Should Also Be Well-Versed In Industry Regulations And Compliance Standards.
Analytical And Critical Thinking Skills: As A Senior Merchant Underwriting Risk Analyst, The Candidate Will Be Responsible For Assessing And Mitigating Potential Risks Associated With Merchant Accounts. Therefore, Strong Analytical And Critical Thinking Skills Are Essential For This Role.
Excellent Communication And Interpersonal Skills: The Candidate Should Have Excellent Communication Skills To Effectively Communicate Complex Risk Assessments To Stakeholders And Merchants. They Should Also Possess Strong Interpersonal Skills To Build And Maintain Relationships With Key Stakeholders.
Degree In Finance, Accounting, Or Related Field: A Degree In A Relevant Field Such As Finance, Accounting, Or Business Administration Is Preferred. Additional Certifications In Risk Management Or Underwriting Will Also Be Considered An Advantage.
Communication Skills
Data Analysis
Compliance Knowledge
Risk assessment
Underwriting analysis
Financial Statements
Contract review
Decision-Making
Fraud detection
Credit Evaluation
Negotiation Abilities
Communication
Conflict Resolution
Customer Service
Leadership
Time management
creativity
Attention to detail
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Senior Merchant Underwriting Risk Analyst in Atlanta, GA, USA is $90,000 - $130,000 per year. This can vary depending on factors such as the size and industry of the company, the individual's level of experience and education, and the specific responsibilities and requirements of the role.
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Fidelity National Information Services, Inc. is an American international provider of financial services technology and outsourcing services. The company offers solutions in retail and enterprise banking, payments, capital markets, asset and wealth management, risk and compliance, treasury and insurance.
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