
Underwriter
Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager. Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA). Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly. Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval. Indicate the conditions and approvals and enter the information into Loan Origination System or Empower. Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicable. Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company. Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review. Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers.
Must have a valid and current Mortgage Loan Originator License as required per state regulations
Ability to accurately and efficiently process and record a large volume of data
FHA Direct Endorsement
2 years of related experience
Time Management
MS Excel
MS Word
Data Processing
Verbal communication
written communication
Attention to detail
Multitasking Skills
According to JobzMall, the average salary range for a Underwriter in 4220 Race Track Rd, St Johns, FL 32259, USA is $48,000 to $70,000 per year. This range depends on experience, qualifications, and other factors.
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D.R. Horton, Inc. operates as a national homebuilder that engages in the construction and sale of single-family housing. It operates through the Homebuilding and Financial Services segments. The Homebuilding segment includes the sub-segments East, Midwest, Southeast, South Central, Southwest and West regions. The Financial Services segment provides mortgage financing and title agency services to homebuyers in many of its homebuilding markets.

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