Better is looking for a Processing Expert to join our new team in Costa Mesa, California. This person will be responsible for conducting detailed credit analysis of loan applications and managing the collection of all required loan documentation to obtain final credit approval. Perform thorough analysis of applicant's income and expense data, self-employment documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents to satisfy underwriting conditions. Calculate qualifying ratios, determine creditworthiness. Proactively manage a pipeline in a timely, accurately, and efficiently manner. Request and manage organization of borrower loan documentation. Work effectively with cross-functional teams in Operations (title, valuations, underwriting, closing) to close loans.
2-4+ years of experience processing (or underwriting) FNMA, FHLMC, FHA and Jumbo mortgages
Knowledge of agency conventional underwriting product guidelines
Ability to troubleshoot and solve problems independently
Ability to maintain composure in a fast-paced environment
Documentation
Time Management
Customer Service skills
Desktop Underwriter (DU)
Jumbo mortgages
Multitasking
Process Improvement
Verbal communication
Detail Oriented
written communication
According to JobzMall, the average salary range for a Loan Processor in Irvine, CA, USA is between $35,000 and $50,000 per year. This range can vary depending on experience, qualifications, and the size of the company.
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