Underwriter, Trade Credit

Welcome to American International Group! We are seeking a highly motivated and analytical individual to join our team as an Underwriter for Trade Credit. In this role, you will be responsible for assessing and managing the credit risk for our commercial clients, ensuring the company's profitability and growth. To excel in this position, you must have a strong understanding of credit analysis and risk management principles, excellent communication skills, and the ability to work well independently and within a team. If you are ready to take on a challenging and rewarding career with a global leader in the insurance industry, we encourage you to apply for this exciting opportunity.

1. Conduct thorough credit analysis for commercial clients to assess their creditworthiness and potential risk.
2. Develop and maintain relationships with clients to understand their business and credit needs.
3. Evaluate credit applications and financial statements to determine appropriate coverage and terms.
4. Make underwriting decisions based on company guidelines and risk appetite.
5. Monitor and review existing credit portfolios to identify potential risks and take necessary actions.
6. Collaborate with other departments, such as sales and claims, to ensure efficient and effective client management.
7. Communicate credit decisions and recommendations to clients and internal stakeholders.
8. Stay updated on industry trends, market conditions, and regulatory changes to adjust underwriting strategies accordingly.
9. Maintain accurate and organized documentation of all underwriting activities.
10. Assist in developing and implementing company underwriting policies and procedures.
11. Participate in training and development opportunities to enhance underwriting skills and knowledge.
12. Provide excellent customer service to clients by responding to inquiries and resolving issues in a timely manner.
13. Contribute to the company's profitability and growth by achieving individual and team underwriting goals.
14. Adhere to all ethical and compliance standards set by the company and regulatory bodies.
15. Continuously seek to improve underwriting processes and procedures to increase efficiency and accuracy.

According to JobzMall, the average salary range for a Underwriter, Trade Credit in New York, NY, USA is $70,000 - $110,000 per year. This range can vary depending on the specific company, level of experience, and qualifications of the individual. Some companies may offer higher salaries or additional benefits such as bonuses or stock options. It is also important to note that the cost of living in New York may be higher than other cities, so these factors should be taken into consideration when evaluating the salary range.

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions.