
Credit Analyst
Working to support primarily C&I lending and some CRE lending, this position will be responsible for preparing credit proposals, formulating and recommending lending approval/denial decisions on business purpose loan requests. Underwrite Business Banking loans for new requests and renewals with adherence to loan policy, guidelines and procedures. Preparing company annual financial reviews and underwriting memos focusing on a company’s leverage, key risk factors, sources of repayment, cash flow, and ability to service debt. Preparation of Financial Spreads and covenant tracking as well as ACH portfolio oversight. Preparation of analysis to include review of loan structure, property analysis, market analysis, property cash flow to determine ability to service debt, covenant compliance, and collateral evaluation including evaluation of appraisal reports.
0-2 years of relevant credit administration / commercial analysis experience
Effective analytical and problem-solving skills to identify credit strengths and weaknesses and form conclusions and recommendations.
Understanding of financial ratios in order to underwrite credit opportunities
Time Management
MS Excel
MS Word
MS Outlook
Cash flow analysis
Record keeping
GAAP regulations
Tax accounting
Adaptable
Multitasking
Verbal communication
Detail Oriented
written communication
According to JobzMall, the average salary range for a Credit Analyst in 370 S County Farm Rd, Wheaton, IL 60187, USA is $48,148 - $72,506. The salary range may vary depending on the experience and qualifications of the candidate.
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Wintrust is a 25-year-old financial services company based in and around Chicago, southern Wisconsin and northwest Indiana. Through our family of more than 150 community bank locations and related companies, we provide traditional commercial and community banking services, wealth management guidance, mortgage origination, commercial insurance premium financing, short-term accounts receivable financing and certain administrative services such as data processing of payroll, billing and treasury management services.

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