Wells Fargo

Senior Credit Risk Specialist - Home Lending Data Analytics

Wells Fargo

West Des Moines, IA, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Are you a highly skilled and experienced Credit Risk Specialist in the home lending industry? Are you passionate about utilizing data analytics to drive strategic decision-making? If so, we have an exciting opportunity for you at Wells Fargo.As a Senior Credit Risk Specialist on our Home Lending Data Analytics team, you will play a crucial role in developing and implementing risk strategies to ensure the safety and soundness of our home lending portfolio. You will have the opportunity to work with a talented team of professionals and leverage your expertise to drive innovative solutions that mitigate risk and drive business growth.To succeed in this role, you must possess a strong understanding of credit risk principles and have experience in implementing data-driven strategies. Additionally, you should have excellent communication and collaboration skills, as well as the ability to thrive in a fast-paced and dynamic environment.If you are ready to take your career to the next level and make a significant impact in the home lending industry, we encourage you to apply for this exciting opportunity at Wells Fargo.

  1. Develop and implement credit risk strategies for the home lending portfolio.
  2. Utilize data analytics to identify trends and make informed decisions.
  3. Collaborate with cross-functional teams to drive innovative solutions.
  4. Monitor and assess the performance of risk strategies and make necessary adjustments.
  5. Conduct thorough risk assessments and provide recommendations to mitigate potential risks.
  6. Stay up-to-date with industry trends and regulations related to credit risk.
  7. Communicate effectively with team members and stakeholders to ensure alignment and understanding of risk strategies.
  8. Train and mentor junior team members to build a strong and knowledgeable team.
  9. Participate in meetings and presentations to share insights and recommendations.
  10. Analyze data and produce reports to support decision-making.
  11. Develop and maintain relationships with internal and external stakeholders.
  12. Proactively identify areas for improvement and implement process enhancements.
  13. Maintain a strong understanding of the company's risk appetite and ensure strategies adhere to it.
  14. Collaborate with other departments to ensure a cohesive and effective risk management approach.
  15. Adhere to company policies and procedures and comply with regulatory requirements.
Where is this job?
This job is located at West Des Moines, IA, USA
Job Qualifications
  • Bachelor's Or Master's Degree In A Quantitative Field Such As Finance, Economics, Mathematics, Or Statistics.

  • Minimum Of 5 Years Of Experience In Credit Risk Management, Preferably In The Home Lending Industry.

  • Strong Analytical Skills And Experience With Data Analysis Tools And Techniques Such As Sas, Sql, And Excel.

  • Knowledge Of Credit Risk Modeling And Forecasting, Including Familiarity With Regulatory Requirements And Industry Best Practices.

  • Excellent Communication And Interpersonal Skills, With The Ability To Present Complex Data And Insights To Both Technical And Non-Technical Stakeholders.

Required Skills
  • Data Analysis

  • statistical analysis

  • Financial Modeling

  • Portfolio Management

  • Risk assessment

  • Risk Mitigation

  • Credit Policies

  • Market trends

  • Loan underwriting

  • Compliance monitoring

  • Data

  • Credit Evaluation

Soft Skills
  • Communication

  • Customer Service

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Organization

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Senior Credit Risk Specialist - Home Lending Data Analytics in West Des Moines, IA, USA is $92,000-$120,000 per year. However, this can vary depending on factors such as experience, education, and the specific company or organization hiring.

Additional Information
Wells Fargo is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedAugust 5th, 2024
Apply BeforeJuly 8th, 2026
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About Wells Fargo

Wells Fargo & Co. is a bank holding company that engages in the provision of banking, insurance, investments, mortgage, and consumer and commercial finance. It operates through the following segments: Community Banking, Wholesale Banking, and Wealth and Investment Management. The Community Banking segment offers investment management and other services to retail customers and securities brokerage and provides financial products and services to consumers and small businesses.

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