Volvo Group

Retail Credit Analyst

Volvo Group

Greensboro, NC, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Welcome to the exciting world of Volvo Group, where we strive to make a positive impact on society through our innovative and sustainable transportation solutions. We are currently seeking a talented and driven Retail Credit Analyst to join our team and play a crucial role in supporting our retail operations.As a Retail Credit Analyst, you will be responsible for evaluating and analyzing credit applications for our retail customers, ensuring that all credit decisions are made in accordance with company policies and procedures. Your keen attention to detail and strong analytical skills will be key in determining the creditworthiness of our customers and managing risk for the company.To excel in this role, you must have a Bachelor's degree in Business, Finance, or a related field and at least 3 years of experience in credit analysis, preferably in the retail industry. You should also possess excellent communication and interpersonal skills, as you will be working closely with our sales team to provide financial guidance and support to our customers.If you are passionate about finance, have a knack for problem-solving, and are looking for a challenging and rewarding career, then we would love to have you on our team. Join us at Volvo Group and be a part of a global company that is committed to driving prosperity through sustainable transport solutions.

  1. Evaluate and analyze credit applications for our retail customers in a timely and accurate manner.
  2. Ensure all credit decisions are made in accordance with company policies and procedures.
  3. Utilize strong analytical skills to determine the creditworthiness of our customers and assess potential risks for the company.
  4. Communicate credit decisions and provide financial guidance to our sales team and customers.
  5. Maintain a high level of accuracy and attention to detail while reviewing and processing credit applications.
  6. Collaborate with other departments, such as sales and finance, to gather necessary information and make informed credit decisions.
  7. Stay updated on industry trends and changes in credit regulations and policies.
  8. Identify areas for improvement in credit processes and make recommendations to management.
  9. Build and maintain strong relationships with customers, ensuring a positive and professional experience.
  10. Adhere to all legal and ethical standards in credit analysis and decision-making.
  11. Provide support and training to junior team members as needed.
  12. Represent the company in a positive and professional manner at all times.
  13. Contribute to the overall success and growth of the company by meeting or exceeding credit goals and targets.
  14. Continuously seek opportunities for personal and professional development to enhance job performance.
  15. Promote and uphold the company's values of innovation, sustainability, and social responsibility.
Where is this job?
This job is located at Greensboro, NC, USA
Job Qualifications
  • Bachelor's Degree In Finance, Accounting, Or Related Field

  • Minimum Of 2-3 Years Of Experience In Credit Analysis Or Financial Analysis In A Retail Or Commercial Lending Environment

  • Proficiency In Financial Statement Analysis And Credit Risk Assessment

  • Strong Analytical Skills And Attention To Detail

  • Knowledge Of Industry Regulations And Compliance Standards, Such As Fair Credit Reporting Act And Consumer Financial Protection Bureau Guidelines.

Required Skills
  • Financial Analysis

  • Data Analysis

  • Financial Modeling

  • Market

  • Credit Analysis

  • Loan review

  • Portfolio Management

  • Risk assessment

  • Credit Underwriting

  • Credit Reporting

  • Credit Scoring

  • Credit Approval

Soft Skills
  • Communication

  • Emotional Intelligence

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • flexibility

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Retail Credit Analyst in Greensboro, NC, USA is between $40,000 and $60,000 per year. This may vary depending on the specific company, experience level, and education of the individual. Some factors that may affect the salary range include the size and type of the retail company, the location of the company, and the demand for credit analysts in the job market.

Additional Information
Volvo Group is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedDecember 28th, 2024
Apply BeforeJune 9th, 2026
This job posting is from a verified source. 
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About Volvo Group

Volvo AB designs, manufactures and markets commercial vehicles. It operates through the following business areas: Construction Equipment, Buses, Volvo Penta, Governmental Sales, and Volvo Financial Services.

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