Credit Risk Manager

Welcome to U.S. Bank Corp, where we strive to build strong relationships and provide exceptional financial services to our clients. We are currently seeking a highly skilled Credit Risk Manager to join our team and ensure the safety and soundness of our lending practices. As a Credit Risk Manager, you will play a critical role in identifying and managing potential risks to our loan portfolios, while also driving profitable growth for the bank. We are looking for a strategic thinker with a strong attention to detail and the ability to make data-driven decisions. If you are a proactive leader with a background in credit risk management, we encourage you to apply and be a part of our dynamic and innovative team.

1. Identify and assess potential risks in the bank's loan portfolios.
2. Develop and implement strategies to mitigate credit risks.
3. Monitor and analyze credit data to identify trends and potential areas of concern.
4. Collaborate with other departments to ensure compliance with regulatory requirements and internal policies.
5. Provide guidance and training to loan officers on credit risk management best practices.
6. Conduct regular audits to evaluate the effectiveness of risk management strategies.
7. Communicate credit risk assessments and recommendations to senior management.
8. Develop and maintain relationships with external credit rating agencies and industry experts.
9. Stay updated on industry trends and changes in regulations related to credit risk.
10. Lead and manage a team of credit risk analysts to ensure timely and accurate risk assessments.
11. Use data and analytics to make informed decisions and drive profitable growth for the bank.
12. Develop and maintain a risk appetite framework for the bank's lending activities.
13. Continuously review and improve credit risk management processes and procedures.
14. Provide support and guidance to loan officers in underwriting complex loans.
15. Collaborate with other departments to implement credit risk management tools and systems.
16. Communicate with clients to address any credit risk concerns and provide solutions.
17. Prepare reports and presentations for senior management and board meetings.
18. Ensure the bank's loan portfolios are in compliance with internal and external risk management standards.
19. Build and maintain strong relationships with clients to understand their needs and assess potential risks.
20. Act as a subject matter expert on credit risk management and provide guidance to other departments as needed.

According to JobzMall, the average salary range for a Credit Risk Manager in Los Angeles, CA, USA is between $95,000 and $150,000 per year. This range can vary depending on factors such as experience, education, industry, and company size. Some Credit Risk Managers may earn more than $150,000, while others may earn less than $95,000. It is important to note that salaries can also vary significantly within this range based on individual qualifications and job responsibilities.

U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, which is the 7th largest bank in the United States.