Credit Risk Manager

At U.S. Bank Corp, we are seeking a highly skilled and motivated Credit Risk Manager to join our team. As a leading financial institution, we pride ourselves on our commitment to maintaining a strong credit risk management program. In this role, you will play a crucial role in assessing and mitigating potential credit risks, while also ensuring compliance with regulatory requirements. The ideal candidate will have a strong background in credit risk management, excellent analytical skills, and a keen eye for detail. If you are looking for a challenging and rewarding opportunity in the finance industry, we encourage you to apply for this position.

1. Develop and implement credit risk management strategies and policies in line with regulatory requirements.
2. Conduct thorough credit risk assessments to identify potential risks and determine appropriate mitigation strategies.
3. Monitor and analyze credit portfolios to identify trends and potential areas of concern.
4. Collaborate with various departments, such as underwriting and collections, to ensure credit risk is properly managed throughout the credit lifecycle.
5. Provide guidance and training to team members on credit risk management best practices.
6. Stay current on industry trends and regulatory changes that may impact credit risk management.
7. Communicate effectively with senior management and stakeholders to provide updates on credit risk management activities.
8. Conduct regular audits and reviews to ensure compliance with credit risk management policies and procedures.
9. Prepare reports and presentations on credit risk to be presented to senior management and regulatory bodies.
10. Develop and maintain relationships with external auditors and regulatory agencies.
11. Identify and recommend improvements to the credit risk management program.
12. Monitor and analyze key performance indicators to track the effectiveness of credit risk management strategies.
13. Collaborate with other departments to ensure proper risk assessments are conducted for new products and initiatives.
14. Manage and mentor junior team members to ensure their understanding and adherence to credit risk management processes.
15. Continuously evaluate and enhance credit risk management processes to improve efficiency and effectiveness.

According to JobzMall, the average salary range for a Credit Risk Manager in Charlotte, NC, USA is $85,000 to $125,000 per year. This can vary depending on the experience level, education, and specific industry of the individual. Some factors that may affect the salary range include the size and type of the company, the level of responsibility and risk involved in the role, and the overall demand for credit risk managers in the job market. Additionally, bonuses, incentives, and other benefits may also be included in the overall compensation package for a Credit Risk Manager in Charlotte, NC.

U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. It is the parent company of U.S. Bank National Association, which is the 7th largest bank in the United States.