Regions Financial Co.

Mortgage Loan Officer - Home Loan Direct

Regions Financial Co.
Hoover, AL, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Welcome to Regions Financial Co., a leading financial institution committed to helping individuals and businesses achieve their financial goals. We are currently seeking a highly motivated and experienced Mortgage Loan Officer - Home Loan Direct to join our team. As a Mortgage Loan Officer, you will play a crucial role in helping our clients secure the financing they need to purchase their dream home. This is a great opportunity for someone who is passionate about the mortgage industry and has a strong desire to help others achieve their homeownership dreams. If you have a proven track record of success in the mortgage industry and possess excellent communication and customer service skills, we would love to hear from you.

  1. Act as the primary point of contact for clients seeking mortgage loans, providing excellent customer service and building strong relationships.
  2. Utilize knowledge of mortgage products and processes to assist clients in selecting the best loan option for their specific needs.
  3. Conduct thorough financial assessments and analysis for clients to determine their eligibility for mortgage loans.
  4. Collaborate with underwriters and other internal teams to ensure timely processing and approval of mortgage applications.
  5. Proactively reach out to potential clients and generate new business through networking and marketing efforts.
  6. Stay updated on industry trends, regulations, and changes in mortgage products to effectively advise clients.
  7. Maintain accurate and organized records of client interactions and loan applications.
  8. Adhere to all company policies and procedures, as well as federal and state regulations, in the mortgage loan process.
  9. Provide ongoing support and guidance to clients throughout the loan application and closing process.
  10. Meet or exceed sales targets and contribute to the overall success and growth of the mortgage lending department.
Where is this job?
This job is located at Hoover, AL, USA
Job Qualifications

  • Strong Understanding Of Mortgage Lending Regulations And Guidelines: A Qualified Mortgage Loan Officer At Regions Financial Co. Should Have A Comprehensive Knowledge Of State And Federal Lending Regulations, As Well As The Company's Policies And Procedures.

  • Excellent Communication And Customer Service Skills: As A Primary Point Of Contact For Clients, The Mortgage Loan Officer Must Possess Excellent Communication Skills To Effectively Explain Loan Options And Terms, As Well As Provide Exceptional Customer Service To Ensure Client Satisfaction.

  • Proven Sales And Negotiation Skills: The Ability To Effectively Negotiate Loan Terms And Close Sales Is An Essential Qualification For A Mortgage Loan Officer At Regions Financial Co. The Individual Should Also Be Able To Actively Prospect And Generate New Business Leads.

  • Experience In Mortgage Loan Underwriting And Processing: A Strong Understanding Of The Mortgage Loan Underwriting And Processing Processes Is Crucial For A Mortgage Loan Officer. This Includes The Ability To Review And Analyze Financial Documents, Evaluate Credit Scores, And Determine Loan Eligibility.

  • Bachelor's Degree In Finance, Business, Or Related Field: While Not Always A Requirement, A Bachelor's Degree In A Relevant Field Such As Finance Or Business Can Demonstrate A Strong Foundation In Financial Concepts And May Be Preferred By Some Employers. Additionally, Any Relevant Certifications Or Licenses, Such As A Mortgage Loan Originator (Mlo) License, Can Also Be Beneficial.

Required Skills

  • Financial Analysis

  • Networking

  • Communication

  • Time Management

  • Attention to detail

  • Negotiation

  • customer service

  • Compliance

  • Organization

  • Sales skills

  • Problem-Solving

  • Mortgage Industry Knowledge

Soft Skills

  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • flexibility

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Mortgage Loan Officer - Home Loan Direct in Hoover, AL, USA is between $48,000 and $86,000 per year. This salary range can vary based on factors such as experience, education, and employer. Additionally, commission and bonuses may also be included in the total compensation for this role.

Additional Information
Regions Financial Co. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedOctober 7th, 2024
Apply BeforeAugust 19th, 2025
This job posting is from a verified source. 
Reposted
See an issue with this job? Report it to us

Apply with Video Cover Letter Add a warm greeting to your application and stand out!

Upload
About Regions Financial Co.

Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.

Frequently asked questions
More Jobs From Regions Financial Co.

View All Regions Financial Co. jobs

Get interviewed today!

JobzMall is the world‘ s largest video talent marketplace.It‘s ultrafast, fun, and human.

Get Started