Regions Financial Co.

Credit Products Commercial Portfolio Manager

Regions Financial Co.

Birmingham, AL, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

At Regions Financial Co., we believe in providing exceptional financial solutions to our clients. As a Credit Products Commercial Portfolio Manager, you will play a crucial role in managing our commercial credit portfolio and ensuring the success of our clients. We are seeking a highly motivated and experienced individual who is passionate about building relationships and has a proven track record in credit analysis and risk management. If you have excellent communication skills, a strong attention to detail, and the ability to thrive in a fast-paced environment, we encourage you to apply for this exciting opportunity. Join our team and be a part of our mission to help businesses grow and thrive.

  1. Manage and maintain Regions Financial Co.'s commercial credit portfolio.
  2. Conduct thorough credit analysis to assess the risk of potential clients.
  3. Develop and maintain relationships with clients to understand their financial needs and goals.
  4. Collaborate with various departments, including sales and underwriting, to ensure successful client outcomes.
  5. Monitor and analyze market trends and make recommendations for portfolio adjustments.
  6. Identify potential risks and develop strategies to mitigate them.
  7. Ensure compliance with all regulatory requirements.
  8. Provide regular updates and reports on the performance of the commercial credit portfolio.
  9. Develop and implement credit policies and procedures to maintain a high level of risk management.
  10. Train and mentor junior team members on credit analysis and risk management best practices.
  11. Communicate effectively with clients, colleagues, and superiors to maintain strong relationships and achieve goals.
  12. Collaborate with the sales team to identify opportunities for new business and growth within the portfolio.
  13. Continuously seek out ways to improve processes and operations within the credit products department.
  14. Stay updated on industry trends and changes in credit regulations to ensure compliance and optimize portfolio performance.
  15. Represent Regions Financial Co. in a professional and positive manner at all times.
Where is this job?
This job is located at Birmingham, AL, USA
Job Qualifications
  • Bachelor's Degree In Finance, Business Administration, Or Related Field.

  • Minimum Of 5 Years Of Experience In Commercial Lending Or Credit Analysis.

  • Strong Knowledge Of Credit Products And Lending Procedures.

  • Proven Track Record Of Managing And Growing Commercial Loan Portfolios.

  • Excellent Analytical And Problem-Solving Skills, With The Ability To Assess Credit Risk And Make Sound Lending Decisions.

Required Skills
  • Financial Analysis

  • Financial Modeling

  • Relationship Building

  • Portfolio Management

  • Loan structuring

  • Risk Mitigation

  • Credit Underwriting

  • Credit risk assessment

  • Credit Monitoring

  • Cross-Selling

  • Industry Knowledge

Soft Skills
  • Communication

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • Organization

  • Teamwork

  • Adaptability

  • Problem-Solving

  • Empathy

Compensation

According to JobzMall, the average salary range for a Credit Products Commercial Portfolio Manager in Birmingham, AL, USA is $96,000-$150,000 per year. However, this can vary depending on factors such as experience, education, and the specific company or industry the manager is working in.

Additional Information
Regions Financial Co. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedFebruary 3rd, 2025
Apply BeforeJuly 20th, 2025
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About Regions Financial Co.

Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.

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