Credit Products Commercial Portfolio Analyst

Are you a strategic thinker with a strong understanding of credit products and portfolio management? Are you looking for a challenging role in a dynamic and fast-paced environment? If so, then we have the perfect opportunity for you! Regions Financial Co. is seeking a highly skilled and motivated Credit Products Commercial Portfolio Analyst to join our team. In this role, you will play a crucial role in managing and analyzing our commercial credit portfolio. Your expertise and insights will help drive strategic decision-making and contribute to the overall success of our organization. We are looking for a candidate with a strong analytical mindset, excellent communication skills, and a proven track record in credit products and portfolio management. If you have the qualifications and drive to excel in this role, we would love to hear from you. Join us at Regions Financial Co. and take the next step in your career today.

1. Analyze and manage commercial credit portfolio to ensure its overall health and profitability.
2. Identify and evaluate key risk factors in credit products and provide recommendations for risk management.
3. Develop and implement strategies for optimizing credit portfolio performance and mitigating risk.
4. Conduct in-depth analyses of credit data and trends to identify opportunities for portfolio growth and diversification.
5. Collaborate with cross-functional teams to develop and monitor credit risk policies and procedures.
6. Assist in the development and maintenance of credit models and risk assessment tools.
7. Communicate portfolio performance and risk metrics to senior management and other stakeholders.
8. Stay updated on industry trends and regulations related to credit products and portfolio management.
9. Identify and implement process improvements to enhance efficiency and accuracy in portfolio management.
10. Mentor and provide guidance to junior analysts and team members.
11. Collaborate with credit officers and relationship managers to assess creditworthiness of potential borrowers.
12. Monitor and report on industry and economic trends that may impact the credit portfolio.
13. Participate in credit committee meetings and provide expert insights and recommendations.
14. Communicate with clients to understand their needs and provide solutions to meet their credit requirements.
15. Maintain accurate and up-to-date records of all credit portfolio activities.
16. Adhere to all regulatory and compliance guidelines related to credit products and portfolio management.
17. Continuously evaluate and improve credit risk management processes and procedures.
18. Develop and maintain strong working relationships with internal and external stakeholders.

According to JobzMall, the average salary range for a Credit Products Commercial Portfolio Analyst in Ridgeland, MS, USA is $50,000-$80,000 per year. This may vary depending on the specific company, job responsibilities, and level of experience of the individual.

Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.