Regions Financial Co.

Credit Products Commercial Portfolio Analyst

Regions Financial Co.

Birmingham, AL, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Are you a skilled financial professional looking for a dynamic and impactful role? Join the team at Regions Financial Co. as a Credit Products Commercial Portfolio Analyst and use your expertise to drive success for our clients and our business. In this role, you will have the opportunity to utilize your analytical abilities to evaluate and manage credit risk for our commercial clients. We are seeking a candidate with a solid understanding of credit products and a passion for delivering exceptional customer service. If this sounds like you, we encourage you to apply and take the next step in your career.

  1. Evaluate and manage credit risk for commercial clients using analytical skills and knowledge of credit products.
  2. Utilize expertise to drive success for both clients and the business.
  3. Provide exceptional customer service to clients.
  4. Use strong understanding of credit products to effectively analyze and assess client credit needs.
  5. Collaborate with cross-functional teams to develop and implement credit strategies.
  6. Conduct thorough research and analysis to identify potential risks and make informed credit decisions.
  7. Monitor and report on client credit performance, identifying areas for improvement and implementing strategies accordingly.
  8. Build and maintain strong relationships with clients, acting as a trusted advisor and addressing any concerns or issues.
  9. Stay current on industry trends and regulations related to credit products.
  10. Use critical thinking and problem-solving skills to identify and resolve credit-related issues.
  11. Communicate effectively with internal and external stakeholders, presenting complex information in a clear and concise manner.
  12. Adhere to company policies, procedures, and compliance standards.
  13. Continuously seek opportunities for process improvement and efficiency.
  14. Train and mentor junior team members as needed.
  15. Represent the company in a professional and positive manner at all times.
Where is this job?
This job is located at Birmingham, AL, USA
Job Qualifications
  • Bachelor's Degree In Finance, Accounting, Or Related Field

  • Minimum Of 2-3 Years Of Experience In Commercial Lending Or Credit Analysis

  • Strong Analytical And Financial Modeling Skills

  • Knowledge Of Credit Products And Lending Processes

  • Excellent Communication And Interpersonal Skills, With The Ability To Effectively Communicate Complex Financial Information To Stakeholders.

Required Skills
  • Risk Management

  • Financial Analysis

  • Data Analysis

  • Market Research

  • Financial Modeling

  • Portfolio Management

  • Loan structuring

  • Credit Underwriting

  • Credit risk assessment

  • Credit Review

  • Commercial Lending

Soft Skills
  • Communication

  • Conflict Resolution

  • Decision Making

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Credit Products Commercial Portfolio Analyst in Birmingham, AL, USA is between $50,000-$80,000 per year. This range can vary depending on factors such as experience, education, and the specific company and industry the individual is employed in.

Additional Information
Regions Financial Co. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedOctober 7th, 2024
Apply BeforeJuly 20th, 2025
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About Regions Financial Co.

Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.

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