My name is Elio.  I'm a 43-year-old husband and father of 3 children, ages 16, 5 and 1.  I've lived in Los Angeles all my life, where I purchase my current home in 2004 in the small community of Glassell Park.  When I'm not with my family or working the hobbies, I enjoy are woodworking and running.

Completed a 2-year accounting degree with honors.

Santa Monica College

Roles & Responsibilities:
-Lending (2020-2023)
Helped with origination of home loans that were used for home improvements, credit consolidations, purchase properties, and refinance of 1st or 2nd lien loans. 
Collected income and asset documentation: W-2, 1099, tax declarations, IRA statements, bank statements, annuity statement, and investment statements.
Reviewed personal and business tax forms 1040, 1120, 1065, and K1 along with financial statements, Profit & Loss and Balance Sheets to calculate and corroborate rental and business income. 
Ordered property documentation: Insurance policies, appraisal reports, title verification, and HOA docs. 
Worked with underwriting to fulfill conditions and counteroffers. 
-Personal Banker/Small Business Banker (2007-2020)
Established relationships with customers by setting up deposit products such as checking, saving, CDs, and money market accounts. Opened accounts with personal, business, IRA, and fiduciary vesting. 
Participated in company offsite and telemarketing events for the purpose of acquiring new business and meeting campaign goals. 
-Investments (2010-2012)
Provided financial advice and planning for customers and invested their assets into company approved mutual funds and annuities. Referred clients to a financial advisor when suitable. 
-Supervisory (2016-2020)
Directed employee development and delegations by training tellers in the administration of cash drawers, ATMs, TCDs, and Vault balancing.
Resolved customer issues that developed at the teller line and decided on transaction approvals and overrides. Overlooked transaction activities for potential fraud attempts, took appropriate actions to prevent losses, and reported the events. 
Composed and organized required documentation in preparation for branch audits and presented work to auditors upon request.
Handled daily procedures such as opening and closing branch, conducted branch balancing, and managed branch cash supply.

Elio Nunez

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