Credit Risk Analyst

Are you ready to join one of the most innovative and dynamic companies in the finance industry? PayPal is seeking a highly skilled and motivated Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a crucial role in ensuring the company's financial stability by evaluating and managing potential risks. We are looking for someone who is analytical, detail-oriented, and has a strong understanding of credit risk management. If you are passionate about making data-driven decisions and thrive in a fast-paced environment, then we want you on our team!

1. Conduct thorough analysis of credit risk factors and identify potential risks for the company's financial stability.
2. Develop and implement credit risk management strategies to mitigate potential risks.
3. Monitor and evaluate credit risk exposure and portfolio performance, making recommendations for improvements as needed.
4. Collaborate with other teams within the company, such as finance and operations, to ensure alignment and consistency in credit risk management practices.
5. Utilize data and statistical models to make data-driven decisions and provide insights on credit risk trends.
6. Stay updated on industry trends and regulations related to credit risk management and make necessary adjustments to company policies and procedures.
7. Communicate credit risk findings and recommendations to senior management and other stakeholders.
8. Develop and maintain relationships with external partners and credit bureaus to gather relevant data and insights.
9. Work closely with the underwriting team to assess creditworthiness of potential clients and determine appropriate credit limits.
10. Conduct regular audits to ensure compliance with credit risk management policies and procedures.
11. Proactively identify areas for process improvement and implement solutions to increase efficiency and effectiveness.
12. Train and mentor junior credit risk analysts to ensure a strong and cohesive team.
13. Maintain accurate and thorough documentation of credit risk assessment processes and decisions.
14. Adhere to all company policies, procedures, and regulatory requirements.

According to JobzMall, the average salary range for a Credit Risk Analyst in Chicago, IL, USA is between $50,000 - $90,000 per year. This may vary based on factors such as experience, education, and specific job responsibilities. Additionally, bonuses and other benefits may also be included in the compensation package.

PayPal Holdings, Inc. enables digital and mobile payments on behalf of consumers and merchants worldwide. It provides a simpler and safer way for businesses of all sizes to accept payments from merchant websites, mobile devices and applications, and at offline retail locations through a range of payment solutions. It also facilitates person to person payments through PayPal, Venmo, and Xoom.