Investigate complex Homeowners claims to confirm facts, origin and cause of loss. Address and handle ALL exposures of the claim, including Dwelling, Other Structures, Contents and Loss of Use. Investigation includes scene inspection, recorded interview with policyholder, communication with agent at times and/or use of appropriate experts. Compare facts gathered during the investigation against policy to determine coverage of claim, extend or deny coverage as appropriate. Assess and determine extent of damages, and document with photographs, measurements, repair estimate, and thorough log notes. Establishes reserve amounts within prescribed settlement authority limit and negotiates settlement of claims; recommends claims which exceed personal authority limit to supervisor for approval. Maintain claims on a regular diary to monitor unresolved issues and exposures. Regularly monitor progress and expense of ongoing claims.
Ability to work in a fast paced environment
4 - 8 years industry experience is highly preferred.
Customer Service skills
Record Keeping Skills
Inspection skills
Time Management Skills
Verbal communication
Detail Oriented
Prioritizing skills
written communication
Self-Driven
Adaptability
Problem-Solving
Multi tasker
According to JobzMall, the average salary range for a Mid Loss Property Adjuster is from $45,000 to $75,000 per year. The salary range can vary depending on experience level, location, and other factors.
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Mercury General Corporation is a multiple-line insurance organization offering personal automobile, homeowners, renters and business insurance. Founded in 1961 and headquartered in Los Angeles, Mercury has assets in excess of $4 billion, employs 4,500 people and has more than 8,000 independent agents in 11 states.

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