The primary job function is to analyze commercial lines of business to evaluate the degree of risk for small to medium sized accounts under $5 million. Analyze new and existing commercial lines of business to evaluate the degree of risk and potential exposure. Evaluate value of vehicle risk factors and determine acceptability. Reject or modify coverage, underwrite policies and establish appropriate premiums according to underwriter authority and guidelines. Obtain motor vehicle reports, photographs, vehicles valuation and vehicle inspection reports. Provide quotes prior to binding of risk for both new submissions and endorsements in front line rating system for agency review.
Ability to work in a fast paced environment
CPCU desired
(2) or more years of underwriting experience
MS Word
MS Excel for reporting
Record Keeping Skills
Time Management Skills
Underwriting processes skills
Verbal communication
Detail Oriented
Prioritizing skills
written communication
Self-Driven
Adaptability
Problem-Solving
Multi tasker
According to JobzMall, the average salary range for a Commercial Underwriter is $41,000 - $63,000 per year. This range can vary depending on the company, the geographic location, and the level of experience of the individual.
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Mercury General Corporation is a multiple-line insurance organization offering personal automobile, homeowners, renters and business insurance. Founded in 1961 and headquartered in Los Angeles, Mercury has assets in excess of $4 billion, employs 4,500 people and has more than 8,000 independent agents in 11 states.
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