Kotak Mahindra Bank

Gold Loan Relationship Officer

Kotak Mahindra Bank

Mumbai, Maharashtra, India
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Kotak Mahindra Bank is looking for a highly motivated Gold Loan Relationship Officer to join our team. The successful candidate should be skilled in customer service, possess excellent interpersonal skills, and have a solid understanding of the banking industry.We require a bachelor's degree in finance or related field, as well as two years of experience in a related position. The successful candidate must be highly organized, have excellent communication skills, be comfortable working with customers, and have the ability to work independently in a fast-paced environment.This position is an excellent opportunity for a motivated and driven individual to join a respected and successful banking institution. The ideal candidate will possess a passion for customer service and a commitment to delivering excellent service. In this role, you will have the opportunity to help shape the future of our Gold Loan portfolio and assist in the development of our customer relationships.

Responsibilities:

  1. Serve as the primary point of contact for customers seeking Gold Loan services, specializing in customer service, problem solving, and account management.
  2. Respond to customer inquiries and requests, analyze customer needs, and provide appropriate solutions.
  3. Process loan applications, verify customer information, and conduct credit checks.
  4. Monitor customer accounts to ensure payments are current and up-to-date.
  5. Remain up-to-date on banking products and services, and proactively recommend solutions to customers.
  6. Develop and maintain positive customer relationships.
  7. Provide accurate and timely financial reporting and analysis.
  8. Assist in the development of new products and services.
  9. Ensure compliance with all banking regulations and policies.
  10. Collaborate with the team to ensure objectives are met.
Where is this job?
This job is located at Mumbai, Maharashtra, India
Job Qualifications
  • Excellent Communication Skills

  • Good Knowledge Of Gold Loan Products

  • Ability To Work In A Team

  • Proven Sales Skills

  • Ability To Assess Customer Requirements

  • Knowledge Of Local Language

  • Excellent Customer Service Skills

  • Ability To Manage Multiple Tasks Simultaneously

Required Skills
  • Documentation

  • Financial Analysis

  • Sales

  • Time Management

  • Problem Solving

  • Negotiation

  • customer service

  • Relationship Management

  • Compliance

  • Risk Analysis

  • Cross-Selling

  • Loan Evaluation

  • Credit Assessment

  • Kyc Verification

  • Credit Counseling

Soft Skills
  • Communication

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • Organization

  • Critical thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Gold Loan Relationship Officer in Mumbai, Maharashtra, India is ₹2,19,922 - ₹5,69,890 per annum. Salaries vary depending on factors such as experience, qualifications, and type of employer.

Additional Information
Kotak Mahindra Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesHindi
Job PostedJuly 18th, 2023
Apply BeforeJuly 20th, 2025
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About Kotak Mahindra Bank

Kotak Mahindra Bank Ltd. provides commercial banking services. It operates through the following segments: Treasury, Investments & Balance Sheet Management Unit, Retail Banking, Wholesale Banking, Vehicle Financing, Broking, Advisory & Transactional Services, Asset Management, and Insurance.

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