
Gold Loan Relationship Officer
Kotak Mahindra Bank is looking for a highly motivated Gold Loan Relationship Officer to join our team. The successful candidate should be skilled in customer service, possess excellent interpersonal skills, and have a solid understanding of the banking industry.We require a bachelor's degree in finance or related field, as well as two years of experience in a related position. The successful candidate must be highly organized, have excellent communication skills, be comfortable working with customers, and have the ability to work independently in a fast-paced environment.This position is an excellent opportunity for a motivated and driven individual to join a respected and successful banking institution. The ideal candidate will possess a passion for customer service and a commitment to delivering excellent service. In this role, you will have the opportunity to help shape the future of our Gold Loan portfolio and assist in the development of our customer relationships.
Responsibilities:
- Serve as the primary point of contact for customers seeking Gold Loan services, specializing in customer service, problem solving, and account management.
- Respond to customer inquiries and requests, analyze customer needs, and provide appropriate solutions.
- Process loan applications, verify customer information, and conduct credit checks.
- Monitor customer accounts to ensure payments are current and up-to-date.
- Remain up-to-date on banking products and services, and proactively recommend solutions to customers.
- Develop and maintain positive customer relationships.
- Provide accurate and timely financial reporting and analysis.
- Assist in the development of new products and services.
- Ensure compliance with all banking regulations and policies.
- Collaborate with the team to ensure objectives are met.
Excellent Communication Skills
Good Knowledge Of Gold Loan Products
Ability To Work In A Team
Proven Sales Skills
Ability To Assess Customer Requirements
Knowledge Of Local Language
Excellent Customer Service Skills
Ability To Manage Multiple Tasks Simultaneously
Documentation
Financial Analysis
Sales
Time Management
Problem Solving
Negotiation
customer service
Relationship Management
Compliance
Risk Analysis
Cross-Selling
Loan Evaluation
Credit Assessment
Kyc Verification
Credit Counseling
Communication
Leadership
Time management
Interpersonal Skills
creativity
Organization
Critical thinking
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Gold Loan Relationship Officer in Mumbai, Maharashtra, India is ₹2,19,922 - ₹5,69,890 per annum. Salaries vary depending on factors such as experience, qualifications, and type of employer.
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Kotak Mahindra Bank Ltd. provides commercial banking services. It operates through the following segments: Treasury, Investments & Balance Sheet Management Unit, Retail Banking, Wholesale Banking, Vehicle Financing, Broking, Advisory & Transactional Services, Asset Management, and Insurance.

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