Credit Manager

Kotak Mahindra Bank is seeking an experienced, professional and highly organized Credit Manager to join our dynamic team. The ideal candidate will possess a deep understanding of the banking industry, excellent communication and customer service skills, and a strong commitment to delivering outstanding results.The Credit Manager will be responsible for overseeing all aspects of the bank's credit activities, including evaluating and authorizing loans and loan applications. They will also be responsible for monitoring and tracking loan portfolios, developing credit policies and procedures, and managing customer relationships.To be successful in this role, the candidate must have a Bachelor's degree in finance, accounting, or a related field, as well as at least five years of experience in a banking credit management role. Additionally, they must have strong analytical and problem-solving skills, as well as the ability to work independently and manage multiple tasks. The ideal candidate will also have excellent communication and interpersonal skills, the ability to work with a wide range of customers, and a commitment to providing exceptional customer service.

Responsibilites:

1. Oversee all aspects of the bank's credit activities, including evaluating and authorizing loans and loan applications.
2. Monitor and track loan portfolios.
3. Develop credit policies and procedures.
4. Manage customer relationships.
5. Analyze and solve complex problems.
6. Work independently and manage multiple tasks.
7. Provide exceptional customer service.
8. Maintain up-to-date knowledge of banking regulations and industry trends.
9. Prepare and present reports on credit performance.
10. Ensure compliance with internal and external regulations.

According to JobzMall, the average salary range for a Credit Manager in Bengaluru, Karnataka, India is between ₹5.3 Lakhs and ₹9.2 Lakhs per year. This range may vary depending on the company, experience, and other factors.

Kotak Mahindra Bank Ltd. provides commercial banking services. It operates through the following segments: Treasury, Investments & Balance Sheet Management Unit, Retail Banking, Wholesale Banking, Vehicle Financing, Broking, Advisory & Transactional Services, Asset Management, and Insurance.