Credit Manager

Kotak Mahindra Bank is looking for an experienced and highly motivated Credit Manager to join our team. The successful candidate will be responsible for overseeing and managing customer credit accounts, assessing credit risks and approving loans.The ideal candidate should have a Bachelor’s degree in Finance, Accounting, or a related field, and a minimum of 5 years of experience in a similar role. They should have excellent problem-solving abilities and be highly organized and detail-oriented. The successful candidate will also have excellent interpersonal and communication skills, both written and verbal, as well as strong analytical and decision-making skills.This is an excellent opportunity for the right individual to join an established organization and to contribute to the growth of the Bank.

Responsibilities:

1. Oversee and manage customer credit accounts.
2. Assess credit risks and approve loans.
3. Develop and maintain relationships with customers.
4. Monitor customer accounts and provide updates to senior management.
5. Analyze customer data to determine creditworthiness.
6. Ensure compliance with bank regulations and laws.
7. Develop and implement credit policies and procedures.
8. Make decisions on loan requests and payment terms.
9. Maintain accurate records of customer accounts.
10. Provide financial advice and guidance to customers.

According to JobzMall, the average salary range for a Credit Manager in Delhi, India is between INR 5,00,000 and INR 10,00,000 per annum. This range can vary depending upon the experience and qualifications of the individual and the specific company in which they are employed.

Kotak Mahindra Bank Ltd. provides commercial banking services. It operates through the following segments: Treasury, Investments & Balance Sheet Management Unit, Retail Banking, Wholesale Banking, Vehicle Financing, Broking, Advisory & Transactional Services, Asset Management, and Insurance.