Disability Financial Underwriter

Are you passionate about providing financial security and support to individuals with disabilities? Do you have a strong analytical mindset and a deep understanding of disability insurance? Humana is seeking a highly qualified Disability Financial Underwriter to join our team and play a crucial role in assessing and managing risks related to disability claims. As a member of our team, you will have the opportunity to make a positive impact on the lives of our customers by ensuring timely and accurate decisions on disability insurance applications. If you are driven, detail-oriented, and have a strong commitment to upholding ethical standards, we invite you to apply for this exciting opportunity with Humana.

1. Conduct thorough and accurate underwriting assessments of disability insurance applications.
2. Analyze complex medical and financial information to determine risk and eligibility for coverage.
3. Review and interpret policy language and guidelines to make informed decisions.
4. Collaborate with other team members and departments to gather necessary information and ensure timely completion of underwriting tasks.
5. Maintain up-to-date knowledge of industry trends, regulations, and best practices related to disability insurance.
6. Communicate clearly and professionally with applicants, agents, and other stakeholders regarding underwriting decisions and requirements.
7. Adhere to company policies and ethical standards in all underwriting decisions and actions.
8. Continuously evaluate and improve underwriting processes and procedures.
9. Provide guidance and support to other team members, including training and mentoring.
10. Stay organized and prioritize workload to meet deadlines and handle multiple tasks simultaneously.
11. Maintain accurate and detailed documentation of underwriting decisions and processes.
12. Collaborate with sales and marketing teams to identify potential opportunities for growth and improvement.
13. Monitor and evaluate the performance and profitability of existing disability insurance products.
14. Participate in training and development opportunities to enhance skills and knowledge.
15. Represent the company in a positive and professional manner at all times.

According to JobzMall, the average salary range for a Disability Financial Underwriter in Louisville, KY, USA is $45,000-$70,000 per year. This range can vary depending on experience, education, and the specific company or industry the underwriter is working in. Factors such as bonuses and benefits may also affect the overall salary for this role.

Humana Inc. is a for-profit American health insurance company based in Louisville, Kentucky. Its strategy integrates care delivery, the member experience, and clinical and consumer insights to encourage engagement, behavior change, proactive clinical outreach and wellness for the millions of people they serve across the country. The company operates its business through the following segments: Retail, Group, and Healthcare Services.