Credit Solution Associate - Innovation Banking
At HSBC, we are constantly pushing the boundaries of innovation to provide our clients with cutting-edge financial solutions. As a Credit Solution Associate in our Innovation Banking team, you will play a crucial role in driving the growth of our business by identifying and implementing innovative credit solutions for our clients. We are looking for a highly motivated and analytical individual with a strong understanding of the banking industry and a passion for innovation. Join us in shaping the future of banking and make a real impact in the financial world.
- Identify and analyze clients' financial needs and objectives to develop innovative credit solutions.
- Collaborate with cross-functional teams to design and implement new credit products and services.
- Conduct market research and stay updated on industry trends to identify potential opportunities for innovation.
- Utilize data and analytics to assess risks and make informed decisions on credit solutions.
- Work closely with relationship managers to understand clients' needs and provide tailored solutions.
- Build and maintain strong relationships with internal and external stakeholders.
- Communicate and present credit solutions to clients, highlighting the benefits and potential impact on their business.
- Monitor and evaluate the performance of credit solutions to ensure they are meeting clients' needs and driving business growth.
- Continuously review and improve existing credit products and processes to enhance efficiency and effectiveness.
- Stay updated on regulatory requirements and ensure compliance when implementing new credit solutions.
- Act as a subject matter expert on credit solutions, providing guidance and support to colleagues and clients.
- Contribute to the overall growth and success of the Innovation Banking team through active participation in team projects and initiatives.
Bachelor's Degree In Finance, Economics, Or A Related Field.
Minimum Of 2-3 Years Of Experience In Banking, Specifically In Credit Solutions Or Lending.
Strong Understanding Of Financial Analysis And Risk Assessment.
Excellent Communication Skills And Ability To Build And Maintain Relationships With Clients And Internal Stakeholders.
Knowledge Of Industry Regulations And Compliance Requirements, Including Aml And Kyc.
Financial Analysis
Data Analysis
Market Research
Business Development
Portfolio Management
Credit Underwriting
Credit Risk Management
Client Relationship
Credit Assessment
Innovation Strategies
Credit Solutions
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Attention to detail
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Credit Solution Associate - Innovation Banking in London, UK is between £35,000 and £55,000 per year. However, this can vary depending on factors such as experience, qualifications, and the specific company or financial institution. Some senior or more experienced Credit Solution Associates may earn higher salaries, while those just starting out in the role may earn less. Additionally, bonuses and other benefits may also be included in the overall compensation package.
Apply with Video Cover Letter Add a warm greeting to your application and stand out!
HSBC Holdings Plc operates as a holding company for the HSBC Group. It provides banking and financial services through four global businesses, including Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets and Global Private Banking. The company's operating segments are organized into six geographical regions, including Europe, Hong Kong, Rest of Asia Pacific, Middle East and North Africa, North America and Latin America.
Get interviewed today!
JobzMall is the world‘ s largest video talent marketplace.It‘s ultrafast, fun, and human.
Get Started