Welcome to First Horizon, where we pride ourselves on providing exceptional financial services to our clients. We are currently seeking a dedicated and experienced Mortgage Loan Officer to join our team. As a Mortgage Loan Officer at First Horizon, you will have the opportunity to assist individuals and families in achieving their dream of home ownership while building lasting relationships with our customers. We are looking for someone who is highly motivated, organized, and has a deep understanding of the mortgage industry. If you have a passion for helping others and a strong background in mortgage lending, we want to hear from you.
- Provide exceptional customer service to clients throughout the entire mortgage loan process.
- Build and maintain relationships with clients to ensure their needs are met and exceeded.
- Evaluate clients' financial situation to determine the best mortgage options for their needs.
- Conduct thorough analysis of loan applications and supporting documents to ensure accuracy and compliance.
- Educate clients on various mortgage products and assist them in selecting the best option for their specific situation.
- Collaborate with underwriters and other team members to ensure timely and efficient processing of loans.
- Maintain thorough knowledge of mortgage industry regulations and guidelines to ensure compliance.
- Act as the main point of contact for clients, answering any questions and addressing any concerns throughout the loan process.
- Consistently meet or exceed individual and team sales goals.
- Continuously build and enhance relationships with real estate agents, builders, and other referral sources.
- Keep up-to-date with market trends and changes in mortgage products and rates.
- Maintain accurate and organized records of all client interactions and loan files.
- Participate in regular training and development opportunities to stay current on industry updates and best practices.
- Represent First Horizon in a professional and positive manner at all times.
- Collaborate with other departments within the company to ensure a seamless and positive client experience.
Minimum Of 2 Years Experience In Mortgage Lending: As A Mortgage Loan Officer At First Horizon, Candidates Should Have At Least 2 Years Of Experience In The Mortgage Lending Industry. This Experience Should Include Working Knowledge Of Loan Origination, Underwriting, And Closing Processes.
Strong Understanding Of Mortgage Products And Regulations: A Successful Mortgage Loan Officer At First Horizon Should Have A Thorough Understanding Of Various Mortgage Products And Regulations, Including Fha, Va, And Conventional Loans. They Should Also Be Knowledgeable About Federal And State Laws Governing Mortgage Lending.
Excellent Communication And Interpersonal Skills: Building Relationships With Clients And Colleagues Is A Crucial Aspect Of Being A Successful Mortgage Loan Officer. First Horizon Looks For Candidates Who Have Excellent Communication And Interpersonal Skills To Effectively Communicate With Clients And Work Collaboratively With Team Members.
Proven Sales And Customer Service Experience: As A Mortgage Loan Officer, Candidates Should Have A Track Record Of Meeting And Exceeding Sales Goals In The Mortgage Lending Industry. They Should Also Have A Strong Focus On Providing Exceptional Customer Service To Clients Throughout The Loan Process.
Bachelor's Degree In A Relevant Field: While Not Required, A Bachelor's Degree In A Relevant Field Such As Finance, Business, Or Economics Is Preferred For The Mortgage Loan Officer Position At First Horizon. This Educational Background Provides A Strong Foundation In Financial Concepts And Principles.
Financial Analysis
Communication Skills
Time Management
Negotiation skills
Attention to detail
customer service
Relationship Building
Problem-Solving
Market Knowledge
Sales Techniques
Mortgage Regulations
Communication
Conflict Resolution
Leadership
Time management
Interpersonal Skills
Organization
flexibility
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Mortgage Loan Officer in Flowood, MS, USA is between $37,000 and $88,000 per year. This may vary based on factors such as experience, education, and the specific company or financial institution the individual works for. Some Mortgage Loan Officers may also receive additional commissions or bonuses based on performance.
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First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.
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