Credit Analyst - Asset Based Lending

Are you a highly analytical and detail-oriented individual with a strong background in financial analysis? Are you passionate about helping businesses grow and thrive? If so, we have an exciting opportunity for you! First Horizon is currently seeking a Credit Analyst for our Asset Based Lending department. In this role, you will be responsible for assessing the creditworthiness of potential borrowers and monitoring the financial performance of existing clients. This is a great opportunity to join a dynamic team and make a significant impact on our clients' success. To excel in this role, you will need to have a degree in finance or a related field, at least 3 years of experience in credit analysis, and strong communication and problem-solving skills. If this sounds like the perfect fit for you, we encourage you to apply and take the next step in your career with us!

1. Conduct thorough credit analysis on potential borrowers to determine their creditworthiness.
2. Monitor the financial performance of existing clients to identify any potential risks or issues.
3. Utilize financial data and market trends to make informed decisions on credit approvals and limits.
4. Prepare detailed credit reports and recommendations for approval or denial of credit requests.
5. Collaborate with other departments and teams to gather relevant information and ensure accuracy of credit assessments.
6. Communicate credit decisions and recommendations to senior management and clients in a clear and professional manner.
7. Stay updated on industry regulations and changes in credit policies to ensure compliance.
8. Identify and implement process improvements to streamline the credit analysis process.
9. Conduct periodic credit reviews and provide ongoing support for existing client relationships.
10. Develop and maintain strong relationships with clients and internal stakeholders.
11. Assist in the development and training of junior credit analysts.
12. Meet individual and team targets for credit analysis and portfolio management.
13. Act with a high level of integrity and maintain confidentiality in handling sensitive financial information.
14. Stay up-to-date with market and industry trends to provide valuable insights and recommendations to clients.
15. Continuously evaluate and improve credit risk management strategies.

According to JobzMall, the average salary range for a Credit Analyst - Asset Based Lending in Memphis, TN, USA is $52,000 to $72,000 per year. However, this can vary depending on factors such as experience, education, and the specific company or financial institution hiring for the position.

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.