Credit Analyst

Jacksonville, FL, USA

Full-TimeDepends on ExperienceSenior LevelMasters

Job Description

At First Horizon, we are always looking for top-notch Credit Analysts who have a passion for helping customers make the most of their financial lives. As a Credit Analyst, you will be responsible for evaluating credit data and financial statements of individuals and companies in order to determine the degree of risk involved in extending credit or lending money. This position requires a combination of strong analytical, communication, and interpersonal skills.The ideal candidate will possess a Bachelor’s degree in Accounting, Finance, or a related field and a minimum of three years of experience in credit analysis or a related field. An understanding of financial analysis and modeling concepts, as well as a working knowledge of loan and credit structures, is also necessary. You must be highly organized, detail-oriented, and a self-starter who takes initiative and can work independently with minimal supervision. Additionally, you should possess strong customer service skills and be able to collaborate with other departments. If you have a passion for helping customers make smart financial decisions and are ready to take the next step in your career, we invite you to join our team!

Responsibilities:

• Evaluate credit data and financial statements of individuals and companies to determine the degree of risk involved in extending credit or lending money.

• Utilize financial analysis and modeling concepts to assess loan and credit structures.

• Develop and maintain relationships with customers and other departments.

• Ensure customer requests are handled promptly and professionally.

• Maintain detailed records of customer credit information and transactions.

• Monitor customer accounts for signs of risk and take appropriate action.

• Prepare reports and presentations for management and other stakeholders.

• Stay current on banking regulations and best practices.

• Identify opportunities to improve processes and procedures.

Where is this job?

This job is located at Jacksonville, FL, USA

Job Qualifications

Strong Analytical Skills
Excellent Written And Verbal Communication Skills
Bachelor's Degree In Finance
Economics
Attention To Detail
Or Related Field
Ability To Interpret Financial Statements
Knowledge Of Financial And Accounting Principles
Proficient In Data Analysis And Financial Modeling

Required Skills

Financial Analysis
Underwriting
Financial Planning
Data Analysis
Financial Modeling
Relationship Management
Credit Analysis
Cash flow analysis
Risk Analysis
Risk Mitigation
Regulatory compliance
Portfolio analysis
Loan origination
Documentation review
Credit Scoring

Soft Skills

Communication
Negotiation
Time management
Interpersonal Skills
creativity
Organizational skills
collaboration
Adaptability
Problem-Solving
Decision-making

Compensation

According to JobzMall, the average salary range for a Credit Analyst in Jacksonville, FL, USA is $44,026 - $71,652. This range varies depending on experience, qualifications, and the size and type of employer.

Additional Information

First Horizon is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

Required LanguagesEnglish

Job PostedJune 27th, 2023

Apply BeforeMay 22nd, 2025

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