First Horizon

Commercial Underwriter

First Horizon

St. Louis, MO, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

First Horizon is looking for an experienced Commercial Underwriter to join our team of professionals in providing quality underwriting services to our customers. The ideal candidate will have a strong background in commercial underwriting, a passion for customer service, and the ability to think outside of the box to find solutions. As a Commercial Underwriter, you will be responsible for evaluating customer risk through financial analysis and determining the appropriate terms for loans and insurance policies.To be successful in this role, you must have a minimum of 5 years of commercial underwriting experience, a Bachelor's degree in finance or a related field, and a track record of success in the financial services industry. Excellent communication and problem-solving skills, knowledge of banking regulations, and the ability to work independently are also essential. If you possess these qualifications and have a passion for delivering quality service, we want to hear from you!

Responsibilities of a Commercial Underwriter:

• Evaluate customer risk through financial analysis and determine appropriate terms for loans and insurance policies. • Research and analyze financial statements, credit reports, and other documents to assess customer eligibility. • Develop and maintain relationships with clients and external partners. • Monitor and manage pending credit decisions, ensuring timely and accurate processing. • Provide assistance to customers regarding requests for additional information or documents. • Maintain knowledge of banking regulations and compliance standards. • Develop and review policies and procedures to ensure accuracy and consistency of underwriting decisions. • Prepare reports for senior management and other stakeholders. • Provide excellent customer service and respond to inquiries and complaints in a timely manner. • Identify areas of risk and suggest strategies to mitigate risks. • Assist in the development and implementation of new products and services.

Where is this job?
This job is located at St. Louis, MO, USA
Job Qualifications
  • Strong Analytical Skills

  • Demonstrated Ability To Work Independently

  • Highly Organized And Detail Oriented

  • Ability To Prioritize And Multi-Task

  • Excellent Communication Skills (Verbal And Written)

  • Solid Understanding Of Risk Analysis

  • Working Knowledge Of The Banking Industry

  • Ability To Make Sound And Timely Decisions

Required Skills
  • Underwriting

  • Documenting

  • Interpreting

  • Coordinating

  • Problem-Solving

  • Decision-Making

  • communicating

  • Negotiating

  • Analyzing

  • Collaborating

  • Strategizing

  • Evaluating

  • Prioritizing

  • Verifying

  • Risk Assessing

Soft Skills
  • Communication

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • Organization

  • Critical thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Commercial Underwriter in St. Louis, MO, USA is between $50,000 and $70,000 per year. This range may vary depending on the employer, experience, and education of the individual.

Additional Information
First Horizon is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJune 27th, 2023
Apply BeforeJune 9th, 2026
This job posting is from a verified source. 
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About First Horizon

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.

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