First Horizon

Commercial Underwriter

First Horizon

Charlotte, NC, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

At First Horizon, we are looking for a highly motivated and detail-oriented individual to join our Commercial Underwriting team. The ideal candidate will have a strong background in commercial lending and be an expert at analyzing and evaluating credit and financial data to assess risk and make sound underwriting decisions. The Commercial Underwriter will serve as an integral part of the underwriting process and will be responsible for the timely and accurate analysis of loan applications.To be successful in this role, the ideal candidate should have a minimum of three years of experience in commercial lending, a bachelor’s degree in business, finance or related field, strong written and verbal communication skills, and excellent organizational skills. The candidate should also have a positive attitude, be able to work well in a fast-paced environment, and be able to work independently and as part of a team. A commitment to customer service and a strong attention to detail is essential.

Responsibilities:

  1. Analyze and evaluate credit and financial data to assess risk and make sound underwriting decisions.
  2. Ensure that loan applications are analyzed in a timely and accurate manner.
  3. Maintain a positive attitude and work well in a fast-paced environment.
  4. Provide excellent customer service.
  5. Work independently and as part of a team.
  6. Ensure compliance with all regulatory and legal requirements.
  7. Develop and maintain relationships with clients.
  8. Monitor market trends and adjust underwriting strategies accordingly.
  9. Prepare and present credit reports and loan summaries.
  10. Prepare and review loan documents.
  11. Maintain accurate records of all loan transactions.
Where is this job?
This job is located at Charlotte, NC, USA
Job Qualifications
  • Excellent Communication Skills

  • Ability To Analyze Financial Data

  • Strong Attention To Detail

  • Experience In Underwriting Commercial Loans

  • Sound Decision-Making Skills

  • Knowledge Of Banking Regulations And Compliance Standards

  • Working Knowledge Of Loan Documentation

  • Ability To Work Effectively With Other Departments

Required Skills
  • Documentation

  • Financial Analysis

  • Research

  • Data Entry

  • Communication

  • Time Management

  • Problem Solving

  • Negotiation

  • customer service

  • Decision Making

  • Credit Analysis

  • Compliance

  • Portfolio Management

  • Risk assessment

  • Policy Writing

Soft Skills
  • Communication

  • Leadership

  • Negotiation

  • Time management

  • Interpersonal Skills

  • Organization

  • Creative Thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Commercial Underwriter in Charlotte, NC, USA is between $47,000 and $72,000 per year. This range is based on data collected from employers, salary surveys, and other sources. Salary estimates can vary widely depending on many factors, such as experience, industry, location, and education.

Additional Information
First Horizon is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJune 27th, 2023
Apply BeforeJuly 8th, 2026
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About First Horizon

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.

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