First Horizon

Commercial Underwriter

First Horizon

Orlando, FL, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

At First Horizon, we are seeking an experienced Commercial Underwriter to join our innovative team and help us continue to drive our business forward. We are looking for an individual who is passionate about working in the financial services industry and delivering exceptional customer service.The Commercial Underwriter will be responsible for assessing and analyzing credit risk to determine whether to approve or deny credit requests. This position requires a minimum of 5 years of experience in commercial lending and/or credit risk management, with a focus on commercial and/or industrial loans. The ideal candidate will have the ability to analyze financial statements and credit information, including cash flow analysis, in order to make sound lending decisions. Experience in loan structuring and negotiation is essential.The successful candidate must have excellent communication and interpersonal skills, be highly organized and detail-oriented, and have the ability to work independently as well as in a team setting. A Bachelor’s degree in finance, economics, accounting, or a related field is preferred.

Responsibilities:

  1. Assess and analyze credit risk to determine whether to approve or deny credit requests.
  2. Analyze financial statements and credit information, including cash flow analysis, in order to make sound lending decisions.
  3. Structure and negotiate loans.
  4. Maintain excellent communication and interpersonal skills.
  5. Remain highly organized and detail-oriented.
  6. Work independently as well as in a team setting.
  7. Provide exceptional customer service.
  8. Maintain up-to-date knowledge of relevant regulations and industry trends.
  9. Keep records of all credit decisions made and follow up with customers.
  10. Participate in ongoing training and professional development.
Where is this job?
This job is located at Orlando, FL, USA
Job Qualifications
  • Bachelor's Degree In Finance Or Related Field

  • Strong Analytical Skills

  • Ability To Work Independently And Collaboratively

  • Excellent Verbal And Written Communication Skills

  • Ability To Assess Credit

  • Knowledge Of Legal And Regulatory Requirements

  • Proficiency In Microsoft Office Programs

  • At Least Years Of Experience In Commercial Underwriting

Required Skills
  • Documentation

  • Financial Analysis

  • Underwriting

  • Communication

  • Problem Solving

  • Negotiation

  • customer service

  • Decision Making

  • Compliance

  • Risk Analysis

  • Pricing

  • Portfolio Management

  • Client Relations

  • Multi-tasking

  • Policy Review

Soft Skills
  • Communication

  • Conflict Resolution

  • Leadership

  • Problem Solving

  • Time management

  • Interpersonal Skills

  • creativity

  • Organizational skills

  • Teamwork

  • Adaptability

Compensation

According to JobzMall, the average salary range for a Commercial Underwriter in Orlando, FL, USA is $50,000 - $65,000 per year. The salary can vary depending on the individual's experience, qualifications, and other factors.

Additional Information
First Horizon is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJune 27th, 2023
Apply BeforeJune 9th, 2026
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About First Horizon

First Horizon Corporation, formerly First Tennessee Bank, is a financial services company, founded in 1864, and based in Memphis, Tennessee.

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