
Real Estate Lending Specialist
Welcome to First Citizens Bank! We are currently seeking a Real Estate Lending Specialist to join our team. As a leading financial institution, we pride ourselves on providing top-notch service to our customers and we are looking for a dedicated and knowledgeable individual who shares our passion for excellence. In this role, you will play a crucial part in helping individuals and families achieve their dreams of homeownership through our various lending services. We are seeking candidates who have a strong understanding of real estate lending and a proven track record of success in this field. If you are a driven and customer-focused individual with a passion for real estate, we encourage you to apply for this exciting opportunity!
- Conduct thorough assessments of customers' financial situations to determine their eligibility for various real estate lending services.
- Provide excellent customer service by promptly responding to inquiries and addressing any concerns or issues related to real estate lending.
- Collaborate with loan officers and underwriters to ensure timely and accurate processing of loan applications.
- Stay updated on current real estate market trends and regulations to effectively guide customers through the lending process.
- Actively promote and cross-sell the bank's various real estate lending products and services to potential customers.
- Maintain accurate and organized records of loan applications, approvals, and denials.
- Communicate with customers, real estate agents, and other involved parties to ensure a smooth and timely closing process.
- Conduct thorough risk assessments and adhere to all compliance and legal guidelines.
- Continuously strive to meet or exceed individual and team lending goals.
- Provide guidance and support to junior lending team members as needed.
- Attend relevant trainings and professional development opportunities to stay up-to-date on industry best practices.
- Demonstrate a strong understanding of the bank's lending policies and procedures.
- Represent the bank in a professional and positive manner at all times.
- Collaborate with marketing and other departments to develop and implement effective strategies for promoting real estate lending services.
- Embody the bank's values and mission to provide exceptional service and support to customers and colleagues.
Strong Analytical And Problem-Solving Skills.
Bachelor's Degree In Finance, Business Administration, Or A Related Field.
Minimum Of 3-5 Years Of Experience In Real Estate Lending Or Mortgage Banking.
Extensive Knowledge Of Loan Products, Underwriting Guidelines, And Regulatory Requirements.
Excellent Communication And Customer Service Skills.
Financial Analysis
Underwriting
Communication Skills
customer service
Relationship Management
Credit Analysis
Compliance Knowledge
Risk assessment
Loan origination
Loan Processing
Knowledge Of Mortgage Products
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
Interpersonal Skills
creativity
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Real Estate Lending Specialist in Raleigh, NC, USA is $43,000 - $80,000 per year. This range can vary depending on factors such as experience, education, and specific job responsibilities. Some Real Estate Lending Specialists may also receive bonuses or commission on top of their base salary.
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First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina. Its primary subsidiary is First Citizens Bank.

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