First Citizens Bank

Real Estate Lending Specialist

First Citizens Bank

Raleigh, NC, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Welcome to First Citizens Bank! We are currently seeking a Real Estate Lending Specialist to join our team. As a leading financial institution, we pride ourselves on providing top-notch service to our customers and we are looking for a dedicated and knowledgeable individual who shares our passion for excellence. In this role, you will play a crucial part in helping individuals and families achieve their dreams of homeownership through our various lending services. We are seeking candidates who have a strong understanding of real estate lending and a proven track record of success in this field. If you are a driven and customer-focused individual with a passion for real estate, we encourage you to apply for this exciting opportunity!

  1. Conduct thorough assessments of customers' financial situations to determine their eligibility for various real estate lending services.
  2. Provide excellent customer service by promptly responding to inquiries and addressing any concerns or issues related to real estate lending.
  3. Collaborate with loan officers and underwriters to ensure timely and accurate processing of loan applications.
  4. Stay updated on current real estate market trends and regulations to effectively guide customers through the lending process.
  5. Actively promote and cross-sell the bank's various real estate lending products and services to potential customers.
  6. Maintain accurate and organized records of loan applications, approvals, and denials.
  7. Communicate with customers, real estate agents, and other involved parties to ensure a smooth and timely closing process.
  8. Conduct thorough risk assessments and adhere to all compliance and legal guidelines.
  9. Continuously strive to meet or exceed individual and team lending goals.
  10. Provide guidance and support to junior lending team members as needed.
  11. Attend relevant trainings and professional development opportunities to stay up-to-date on industry best practices.
  12. Demonstrate a strong understanding of the bank's lending policies and procedures.
  13. Represent the bank in a professional and positive manner at all times.
  14. Collaborate with marketing and other departments to develop and implement effective strategies for promoting real estate lending services.
  15. Embody the bank's values and mission to provide exceptional service and support to customers and colleagues.
Where is this job?
This job is located at Raleigh, NC, USA
Job Qualifications
  • Strong Analytical And Problem-Solving Skills.

  • Bachelor's Degree In Finance, Business Administration, Or A Related Field.

  • Minimum Of 3-5 Years Of Experience In Real Estate Lending Or Mortgage Banking.

  • Extensive Knowledge Of Loan Products, Underwriting Guidelines, And Regulatory Requirements.

  • Excellent Communication And Customer Service Skills.

Required Skills
  • Financial Analysis

  • Underwriting

  • Communication Skills

  • customer service

  • Relationship Management

  • Credit Analysis

  • Compliance Knowledge

  • Risk assessment

  • Loan origination

  • Loan Processing

  • Knowledge Of Mortgage Products

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • Interpersonal Skills

  • creativity

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Real Estate Lending Specialist in Raleigh, NC, USA is $43,000 - $80,000 per year. This range can vary depending on factors such as experience, education, and specific job responsibilities. Some Real Estate Lending Specialists may also receive bonuses or commission on top of their base salary.

Additional Information
First Citizens Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedMarch 19th, 2024
Apply BeforeApril 11th, 2026
This job posting is from a verified source. 
Reposted

Apply with Video Cover Letter Add a warm greeting to your application and stand out!

About First Citizens Bank

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina. Its primary subsidiary is First Citizens Bank.

Frequently asked questions

Get interviewed today!

JobzMall is the world‘ s largest video talent marketplace.It‘s ultrafast, fun, and human.

Get Started