Senior Data Science Analyst, Credit Risk
Welcome to Discover Financial Services, a leading credit card issuer and financial services company. We are seeking a highly skilled and experienced Senior Data Science Analyst to join our Credit Risk team. As a Senior Data Science Analyst, you will play a critical role in driving data-driven decisions and developing advanced credit risk models. This is an exciting opportunity for someone who is passionate about leveraging data to solve complex business problems and drive impactful results. If you have a strong background in data science and credit risk analytics, along with a desire to work in a fast-paced and collaborative environment, we encourage you to apply.
- Develop and implement advanced credit risk models to support business decisions and strategies.
- Utilize statistical and machine learning techniques to analyze large datasets and identify patterns and trends.
- Collaborate with cross-functional teams to understand business needs and provide data-driven solutions.
- Monitor and evaluate model performance, making recommendations for improvements as needed.
- Conduct ad-hoc analyses and provide insights to senior management on credit risk and portfolio performance.
- Stay current with industry trends and advancements in data science and credit risk analytics.
- Communicate complex findings and insights to a non-technical audience in a clear and concise manner.
- Lead and mentor junior analysts, providing guidance and support on data science methodologies and best practices.
- Assist in the development and maintenance of data infrastructure and tools to support data-driven decision making.
- Collaborate with data engineers and data architects to ensure data quality and integrity.
- Identify and propose new data sources and analytical techniques to improve credit risk modeling and decision making.
- Adhere to company policies and industry regulations related to data privacy and security.
- Participate in and contribute to team discussions, brainstorming sessions, and project meetings.
- Continuously seek opportunities to improve and streamline data science processes and workflows.
Advanced Degree In Data Science Or Related Field: A Senior Data Science Analyst At Discover Financial Services Must Have An Advanced Degree, Such As A Master's Or Ph.d., In Data Science, Statistics, Mathematics, Or A Related Field. This Demonstrates A Strong Foundation In Quantitative Analysis And The Ability To Handle Complex Data Sets.
Extensive Experience In Credit Risk Management: A Senior Data Science Analyst Must Have A Deep Understanding Of Credit Risk Management, Including Credit Scoring, Credit Policy, And Portfolio Analysis. They Should Have At Least 5 Years Of Experience Working In The Credit Risk Department Of A Financial Institution.
Proficiency In Data Analysis And Programming: The Role Of A Senior Data Science Analyst Requires A High Level Of Proficiency In Data Analysis And Programming. Candidates Should Have Experience With Statistical Software Such As Sas, R, Or Python, As Well As Sql And Data Visualization Tools.
Strong Communication And Presentation Skills: As A Senior Data Science Analyst, You Will Be Expected To Communicate Complex Data And Analysis To Various Stakeholders, Including Senior Management. Therefore, Strong Verbal And Written Communication Skills Are Essential For Success In This Role.
Ability To Lead And Mentor Junior Analysts: A Senior Data Science Analyst At Discover Financial Services Should Have Experience In Leading And Mentoring A Team Of Junior Data Analysts. They Must Be Able To Guide And Develop The Skills Of Their Team Members While Also Managing Their Own Workload Effectively.
Machine Learning
Data Visualization
Credit Analysis
Data Mining
Statistical modeling
Predictive modeling
Risk assessment
Python programming
SQL Database Management
Fraud detection
Credit Scoring
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Attention to detail
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Senior Data Science Analyst, Credit Risk in Riverwoods, IL 60015, USA is $90,000 - $120,000 per year. This can vary depending on the specific company, experience level, and other factors such as bonuses or benefits.
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Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.
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