Discover Financial Services

Lead Data Science Analyst (Credit Risk - Home Loans Servicing)

Discover Financial Services

Riverwoods, IL 60015, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Welcome to Discover Financial Services, where we are dedicated to helping people achieve a brighter financial future. As the Lead Data Science Analyst for our Home Loans Servicing team, you will play a crucial role in ensuring the success and stability of our credit risk management strategies. We are seeking a highly skilled and motivated individual who is passionate about utilizing data and analytics to drive business decisions. If you have a strong background in data science and a deep understanding of credit risk, we invite you to join our dynamic team and make a significant impact on our organization.

  1. Develop and maintain comprehensive credit risk management strategies for the Home Loans Servicing team.
  2. Lead and manage a team of data science analysts to ensure timely and accurate delivery of credit risk insights and recommendations.
  3. Utilize various data sources and tools to identify trends, patterns, and potential risks in credit portfolios.
  4. Partner with cross-functional teams to develop and implement data-driven solutions to mitigate credit risk.
  5. Continuously monitor and evaluate the effectiveness of credit risk strategies and make recommendations for improvements.
  6. Create and maintain in-depth reports and dashboards to communicate credit risk performance and inform business decisions.
  7. Stay up-to-date on industry trends and best practices in credit risk management to drive innovation within the organization.
  8. Collaborate with stakeholders to define business requirements and ensure alignment of credit risk strategies with overall business objectives.
  9. Provide subject matter expertise and guidance to business leaders on credit risk matters.
  10. Mentor and coach team members to foster a culture of continuous learning and development.
Where is this job?
This job is located at Riverwoods, IL 60015, USA
Job Qualifications
  • Bachelor's Degree In A Quantitative Field Such As Mathematics, Statistics, Or Computer Science.

  • Minimum Of 5 Years Of Experience In Data Science, Preferably In The Credit Risk Domain.

  • Strong Understanding Of Home Loans Servicing And Experience Working With Large Datasets Related To Credit Risk In This Area.

  • Proficiency In Programming Languages Such As Python, R, And Sql, As Well As Experience With Data Visualization Tools.

  • Proven Leadership Skills And Experience Managing A Team Of Data Analysts, As Well As The Ability To Effectively Communicate Complex Findings To Non-Technical Stakeholders.

Required Skills
  • Programming

  • Data Analysis

  • Machine Learning

  • Data Visualization

  • Data Mining

  • Statistical modeling

  • Financial forecasting

  • Risk assessment

  • Predictive analytics

  • Loan servicing

  • Credit Risk Management

  • Data

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Attention to detail

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Lead Data Science Analyst (Credit Risk - Home Loans Servicing) in Riverwoods, IL 60015, USA is $97,000 - $130,000 per year. This is based on data from Glassdoor, Indeed, and Payscale. However, this range may vary depending on the specific company, level of experience, and additional skills and qualifications of the individual.

Additional Information
Discover Financial Services is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedNovember 27th, 2024
Apply BeforeMay 10th, 2026
This job posting is from a verified source. 
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About Discover Financial Services

Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

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