Discover Financial Services

Director Credit Risk Analysis

Discover Financial Services

Riverwoods, IL 60015, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Discover Financial Services is looking for a motivated and results-driven Director of Credit Risk Analysis to join our growing team. In this role, you will be responsible for leading a team of credit risk analysts and developing and executing strategies to optimize risk management across the organization.We are looking for a leader who is comfortable making data-driven decisions, leveraging analytical skills, and driving cross-functional collaborations. The Director of Credit Risk Analysis will have the opportunity to have an impact on Discover’s credit risk strategy and operations.To be successful in this role, you should possess a combination of the following qualifications: a Bachelor’s degree in a related field, 8+ years’ experience in the credit risk space, and a proven track record of leading data-driven initiatives. Additionally, you should have strong communication and interpersonal skills and the ability to effectively influence and collaborate across multiple departments.If you have a passion for data-driven decision-making and are looking for a role where you can make an impact, then this is the perfect opportunity for you!

Responsibilities:

  1. Lead and manage a team of credit risk analysts to develop and execute strategies to optimize risk management.
  2. Use data-driven decision-making to drive cross-functional collaborations.
  3. Build and maintain strong relationships with multiple departments.
  4. Influence and collaborate with relevant stakeholders to ensure successful outcomes.
  5. Develop and implement credit risk strategies and operations.
  6. Monitor the performance of credit risk operations and create reports to evaluate progress.
  7. Develop and implement policies and procedures to ensure compliance with regulations.
  8. Utilize analytical skills to assess current and potential credit risk.
  9. Analyze trends in the credit risk market and make recommendations for improvement.
  10. Stay up to date on the latest industry regulations and best practices.
Where is this job?
This job is located at Riverwoods, IL 60015, USA
Job Qualifications
  • Excellent Communication Skills

  • Strong Analytical Skills

  • Proven Ability To Manage Multiple Projects

  • Extensive Knowledge Of Credit Risk Analysis Techniques

  • Demonstrated Track Record Of Success In Credit Risk Analysis

  • Ability To Lead And Motivate A Team

  • Ability To Develop And Implement Strategies To Meet Business Objectives

  • Ability To Work Collaboratively With Other Departments

Required Skills
  • Risk Management

  • Financial Analysis

  • Process Improvement

  • Strategic Planning

  • Data Analysis

  • Leadership

  • Quantitative Analysis

  • Modeling

  • Business acumen

  • Credit risk analysis

  • Regulatory compliance

  • Portfolio analysis

  • Policy Development

  • Risk assessments

  • Credit Risk Scoring

Soft Skills
  • Communication

  • Interpersonal

  • Leadership

  • Time management

  • Confidence

  • Critical thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

  • Organizational

Compensation

According to JobzMall, the average salary range for a Director Credit Risk Analysis in Riverwoods, IL 60015, USA is $95,000 to $115,000 per year. This range reflects the median salary for this position, which is based on experience and education level.

Additional Information
Discover Financial Services is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedNovember 7th, 2023
Apply BeforeApril 11th, 2026
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About Discover Financial Services

Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

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