Discover Financial Services

Director Credit Review

Discover Financial Services

Remote
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Welcome to the team at Discover Financial Services! We are a dynamic and innovative company that values excellence, diversity, and collaboration. We are currently seeking a dedicated and experienced Director of Credit Review to join our team. In this role, you will have the opportunity to lead and manage a team responsible for evaluating and monitoring the credit quality of our consumer lending portfolios. We are looking for a strategic thinker with strong analytical skills, a passion for credit risk management, and a proven track record of driving results. If you are ready to take on a challenging and rewarding role, we would love to hear from you!

  1. Lead and manage a team responsible for evaluating and monitoring the credit quality of our consumer lending portfolios.
  2. Develop and implement credit review strategies and policies in alignment with company goals and industry best practices.
  3. Analyze and interpret credit data and trends to identify potential risks and opportunities for improvement.
  4. Conduct comprehensive reviews of credit processes and procedures to ensure compliance with regulatory requirements and internal policies.
  5. Communicate credit review findings and recommendations to senior management and collaborate with cross-functional teams to implement changes.
  6. Stay up-to-date on industry trends and developments related to credit risk management and incorporate them into review processes.
  7. Mentor and develop team members, providing guidance and support to enhance their skills and knowledge.
  8. Collaborate with other departments, such as risk management and finance, to ensure a comprehensive and cohesive approach to credit evaluation and risk management.
  9. Develop and maintain relationships with external stakeholders, such as auditors and regulators.
  10. Continuously evaluate and improve credit review processes to drive efficiency and effectiveness.
  11. Proactively identify areas for improvement and lead initiatives to enhance the overall credit quality of our portfolios.
  12. Serve as a subject matter expert and provide guidance to colleagues on credit risk management practices and processes.
  13. Foster a positive and inclusive team culture that values diversity and encourages collaboration and innovation.
  14. Represent the company in a professional and ethical manner at all times.
Where is this job?
This job opening is listed as 100% remote
Job Qualifications
  • Bachelor's Degree In Finance, Accounting, Or A Related Field.

  • Minimum Of 7 Years Of Experience In Credit Review Or Risk Management.

  • Strong Understanding Of Credit Risk Principles, Regulations, And Industry Best Practices.

  • Excellent Analytical And Critical Thinking Skills With The Ability To Identify And Mitigate Potential Credit Risks.

  • Proven Leadership And Management Experience, With The Ability To Effectively Lead And Develop A Team Of Credit Review Professionals.

Required Skills
  • Financial Reporting

  • Process Improvement

  • Strategic Planning

  • Data Analysis

  • Team Management

  • Credit Analysis

  • Compliance

  • Financial forecasting

  • Risk assessment

  • Credit Policies

  • Problem-Solving

  • Decision-Making

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Organization

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Director Credit Review is $100,000 to $150,000 per year. However, this can vary depending on the specific company, location, and level of experience. Some directors in this position may earn higher salaries, up to $200,000 or more, while others may earn lower salaries, closer to $80,000 to $90,000 per year. Factors such as bonuses, benefits, and company size

Additional Information
Discover Financial Services is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedFebruary 19th, 2025
Apply BeforeMay 22nd, 2025
This job posting is from a verified source. 

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About Discover Financial Services

Discover Financial Services, Inc. is an American financial services company that owns and operates Discover Bank, which offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover and Pulse networks, and owns Diners Club International.

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