Deutsche Bank

Credit Officer – Asset Backed Securities / Securitization

Deutsche Bank

Jacksonville, FL, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Welcome to Deutsche Bank, a leading global financial institution with a rich history of providing innovative and cutting-edge financial solutions to clients around the world. We are currently seeking a driven and experienced Credit Officer to join our team and play a crucial role in our Asset Backed Securities (ABS) and Securitization department.In this role, you will be responsible for evaluating and monitoring the credit quality and risk of our ABS and securitized portfolio, ensuring compliance with internal policies and regulatory requirements. You will work closely with various stakeholders, including the Origination and Structuring teams, to analyze new deals, provide credit recommendations, and manage ongoing credit risk.The ideal candidate will have a strong understanding of asset backed securities and securitization, as well as a solid background in credit analysis and risk management. A proactive mindset, excellent communication skills, and the ability to work in a fast-paced, dynamic environment are also essential for success in this role.If you are looking for a challenging and rewarding opportunity to contribute to the success of a global financial institution, we encourage you to apply for the Credit Officer position at Deutsche Bank today.

  1. Conduct thorough credit analysis of ABS and securitized portfolio to assess credit quality and risk.
  2. Monitor ongoing credit risk and performance of ABS and securitized assets.
  3. Collaborate with Origination and Structuring teams to evaluate and provide credit recommendations for new deals.
  4. Ensure compliance with internal policies and regulatory requirements.
  5. Develop and maintain strong relationships with internal and external stakeholders.
  6. Stay updated on industry trends and market conditions related to ABS and securitization.
  7. Provide timely and accurate reports to senior management on portfolio performance and credit risk.
  8. Identify and escalate potential credit issues or concerns.
  9. Proactively identify and implement process improvements to enhance efficiency and effectiveness.
  10. Communicate credit decisions and recommendations to relevant parties in a clear and concise manner.
  11. Act as a subject matter expert on ABS and securitization, providing guidance and support to junior team members.
  12. Adhere to all company policies and procedures.
  13. Participate in training and development opportunities to enhance knowledge and skills.
  14. Maintain confidentiality of sensitive information.
  15. Foster a positive and collaborative team environment.
Where is this job?
This job is located at Jacksonville, FL, USA
Job Qualifications
  • Strong Understanding Of Asset Backed Securities And Securitization: A Credit Officer At Deutsche Bank Should Possess A Deep Understanding Of The Complexities Of Asset Backed Securities And Securitization Processes. This Includes Knowledge Of Different Types Of Securitized Assets, Risk Assessment Techniques, And Regulatory Requirements.

  • Experience In Credit Analysis: The Role Of A Credit Officer Is To Evaluate The Creditworthiness Of Potential Clients And Assess The Risk Associated With Their Assets. This Requires A Strong Background In Credit Analysis, Including Financial Statement Analysis, Cash Flow Analysis, And Risk Modeling.

  • Knowledge Of Relevant Regulations And Compliance: As A Global Financial Institution, Deutsche Bank Is Subject To Various Regulations And Compliance Requirements. A Credit Officer Should Have A Strong Understanding Of These Regulations And Be Able To Ensure That All Securitization Transactions Are Compliant With Relevant Laws.

  • Excellent Communication And Negotiation Skills: A Credit Officer At Deutsche Bank Must Be Able To Effectively Communicate Complex Concepts To Clients And Internal Stakeholders. They Should Also Possess Strong Negotiation Skills To Ensure Favorable Terms For The Bank In Securitization Deals.

  • Attention To Detail And Strong Analytical Abilities: Accuracy And Attention To Detail Are Crucial In The Securitization Process. A Credit Officer Should Have Strong Analytical Abilities And Be Able To Identify Potential Risks And Opportunities In Complex Securitization Transactions.

Required Skills
  • Financial Modeling

  • Credit Analysis

  • Portfolio Management

  • Loan structuring

  • Risk assessment

  • Due Diligence

  • Credit Underwriting

  • Asset-Backed Securities

  • Collateral Evaluation

  • Securitization Process

Soft Skills
  • Communication

  • Conflict Resolution

  • Customer Service

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Credit Officer – Asset Backed Securities / Securitization in Jacksonville, FL, USA is between $68,000 and $110,000 per year. This may vary based on factors such as the specific company, experience level of the credit officer, and other benefits and bonuses.

Additional Information
Deutsche Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJanuary 7th, 2025
Apply BeforeMay 10th, 2026
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About Deutsche Bank

Deutsche Bank AG is a German multinational investment bank and financial services company headquartered in Frankfurt, Germany, and dual-listed on the Frankfurt Stock Exchange and the New York Stock Exchange. The bank's network spans 58 countries with a large presence in Europe, the Americas, and Asia.

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