Credit Analyst II

Welcome to Comerica Bank, where we are dedicated to helping our clients achieve their financial goals. We are currently seeking a highly qualified Credit Analyst II to join our team. As a Credit Analyst II, you will play a crucial role in assessing and analyzing credit risk for our clients. This is an exciting opportunity to utilize your financial expertise and make a significant impact on our clients' financial success. We are looking for a detail-oriented individual with strong analytical skills and a passion for delivering exceptional customer service. If you are a motivated and dedicated professional with a strong understanding of credit analysis, we encourage you to apply for this position.

1. Conduct thorough credit analysis for clients to determine risk level and make recommendations for credit decisions.
2. Review financial statements, credit reports, and other relevant documents to gather necessary information for credit analysis.
3. Communicate with clients to gather additional information and clarify any discrepancies.
4. Prepare detailed credit reports and present findings to management for review and decision making.
5. Monitor and assess ongoing credit risk for existing clients and provide recommendations for risk mitigation.
6. Stay updated on industry trends and regulations related to credit analysis and make suggestions for process improvements.
7. Collaborate with other departments, such as loan officers and underwriters, to ensure timely and accurate completion of credit analysis.
8. Maintain accurate and organized records of credit analysis and related documents.
9. Provide excellent customer service by promptly responding to client inquiries and providing clear explanations of credit decisions.
10. Proactively identify potential issues and risks related to credit analysis and escalate to management as needed.
11. Train and mentor junior credit analysts and assist in their professional development.
12. Adhere to all company policies, procedures, and ethical standards while performing credit analysis.
13. Participate in team meetings and contribute ideas for improving overall performance and client satisfaction.
14. Continuously seek opportunities to improve credit analysis processes and procedures for increased efficiency and accuracy.
15. Uphold the reputation and values of Comerica Bank by representing the organization with professionalism and integrity.

According to JobzMall, the average salary range for a Credit Analyst II is $66,000 - $87,000 per year. This can vary depending on factors such as location, experience, and company size. Some Credit Analyst II positions may also offer bonuses or commission on top of the base salary.

Comerica Incorporated is a financial services company headquartered in Dallas, Texas, and strategically aligned by three business segments: The Business Bank, The Retail Bank, and Wealth Management. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.