Credit Analyst II

Welcome to Comerica Bank, where we are dedicated to providing exceptional financial services to our clients. We are currently seeking a highly skilled and motivated Credit Analyst II to join our team. As a Credit Analyst II, you will play a vital role in evaluating credit applications and assessing the creditworthiness of our clients. This position requires a detail-oriented individual with strong analytical skills and the ability to make informed decisions. If you are passionate about finance and have a keen eye for detail, we invite you to apply for this exciting opportunity.

1. Evaluate credit applications: The Credit Analyst II will be responsible for thoroughly evaluating credit applications submitted by clients, ensuring all necessary documentation and information is included.
2. Assess creditworthiness: Using their strong analytical skills, the Credit Analyst II will assess the creditworthiness of clients by analyzing financial statements, credit reports, and other relevant data.
3. Make informed decisions: This role requires the ability to make informed decisions based on the information gathered during the credit evaluation process. The Credit Analyst II must be able to weigh risks and benefits and make recommendations for approval or denial of credit applications.
4. Maintain attention to detail: As a detail-oriented individual, the Credit Analyst II is responsible for ensuring accuracy and completeness in all credit evaluations. This includes verifying data and conducting thorough research to support credit decisions.
5. Communicate effectively: The Credit Analyst II will need to communicate effectively with clients, colleagues, and superiors to gather and share information related to credit evaluations. This includes providing clear and concise explanations of credit decisions and recommendations.
6. Stay up-to-date with industry trends: It is important for the Credit Analyst II to stay informed about industry trends, market conditions, and regulatory changes that may impact credit evaluations. This knowledge will help inform credit decisions and ensure compliance with all relevant guidelines and regulations.
7. Collaborate with team members: The Credit Analyst II will work closely with other team members, including loan officers and underwriters, to gather and analyze information and make credit decisions. Strong collaboration and teamwork skills are essential for success in this role.
8. Uphold company values: As a representative of Comerica Bank, the Credit Analyst II is responsible for upholding the company's values and maintaining a high level of professionalism and integrity in all interactions.
9. Meet deadlines: This fast-paced role requires the Credit Analyst II to manage multiple credit evaluations at once and meet tight deadlines. The ability to prioritize and manage time effectively is crucial to success in this position.
10. Continuously improve

According to JobzMall, the average salary range for a Credit Analyst II is $61,000 to $80,000 per year. However, this can vary depending on factors such as location, experience, and the specific company or industry the analyst works for. Some Credit Analyst II positions may offer higher salaries or additional benefits such as bonuses, commission, or stock options. Additionally, further education and certifications can also lead to higher salaries and career advancement opportunities for Credit Analysts.

Comerica Incorporated is a financial services company headquartered in Dallas, Texas, and strategically aligned by three business segments: The Business Bank, The Retail Bank, and Wealth Management. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.