
Commercial Underwriting Program in Houston
Are you a highly analytical and detail-oriented individual with a passion for the financial industry? Do you thrive in a fast-paced and dynamic work environment? Comerica Bank is seeking a motivated and driven individual to join our team as part of our Commercial Underwriting Program in Houston. This program offers a unique opportunity to gain hands-on experience in commercial underwriting while being mentored by seasoned professionals. We are looking for candidates with a strong understanding of financial principles and excellent communication skills. If you are ready to take the next step in your career and make a meaningful impact in the banking world, we encourage you to apply for this exciting opportunity.
- Conduct thorough financial analysis and risk assessment for commercial loan requests.
- Review and analyze financial statements, tax returns, credit reports, and other relevant financial documents.
- Collaborate with senior underwriters to evaluate creditworthiness and make recommendations for loan approvals.
- Communicate with clients and internal stakeholders to gather necessary information and provide updates on loan status.
- Utilize industry knowledge and market research to identify potential risks and opportunities for loan applicants.
- Ensure compliance with all regulatory and bank policies and procedures.
- Participate in training and development opportunities to enhance underwriting skills and knowledge of industry trends.
- Maintain accurate and organized records of loan files and documentation.
- Proactively identify and address any potential issues or concerns related to loan applications.
- Contribute to a positive and collaborative team environment by sharing knowledge and best practices.
- Continuously seek opportunities to improve processes and procedures for more efficient and effective underwriting.
- Represent the bank in a professional manner and uphold the bank's values and reputation.
- Act as a mentor and resource for junior underwriters in the Commercial Underwriting Program.
- Stay updated on industry regulations and market trends to ensure the bank's underwriting practices are in line with best practices.
- Embrace a continuous learning mindset and actively seek out opportunities for personal and professional growth.
Bachelor's Degree In Business, Finance, Or A Related Field: A Strong Educational Background Is Essential For Success In A Commercial Underwriting Program. A Bachelor's Degree In A Business-Related Field Will Provide A Solid Foundation In Financial Analysis And Risk Assessment.
Previous Experience In Commercial Underwriting: Candidates Should Have At Least 2-3 Years Of Experience In Commercial Underwriting. This Will Demonstrate Their Understanding Of The Industry And Their Ability To Evaluate The Creditworthiness Of Businesses.
Knowledge Of Regulatory And Compliance Requirements: A Strong Understanding Of Regulatory And Compliance Requirements Is Crucial For A Commercial Underwriter. This Includes Knowledge Of Federal And State Laws, As Well As Industry-Specific Regulations.
Strong Analytical Skills: Commercial Underwriting Requires A High Level Of Analytical Skills To Evaluate Financial Statements, Assess Risk, And Make Sound Decisions. Candidates Should Have A Demonstrated Ability To Analyze Complex Financial Data And Make Informed Decisions.
Excellent Communication And Interpersonal Skills: Commercial Underwriters Must Be Able To Effectively Communicate Their Findings And Recommendations To Clients And Colleagues. Strong Interpersonal Skills Are Also Important For Building Relationships With Clients And Working Collaboratively With Team Members.
Financial Analysis
Communication
Negotiation skills
Attention to detail
Relationship Management
Decision Making
Risk assessment
Time
Policy Interpretation
Insurance Knowledge
Credit Evaluation
Industry Expertise
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Critical thinking
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Commercial Underwriting Program in Houston is between $45,000 and $80,000 per year. This may vary based on factors such as experience, education, and specific job responsibilities.
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Comerica Incorporated is a financial services company headquartered in Dallas, Texas, and strategically aligned by three business segments: The Business Bank, The Retail Bank, and Wealth Management. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.

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