Credit Underwriter

Hello there! Are you a detail-oriented and analytical individual looking for a challenging and rewarding career? Look no further, as Citi is currently seeking a Credit Underwriter to join our team! As a Credit Underwriter at Citi, you will play a critical role in assessing and evaluating credit risk for our clients. With your expertise and strong decision-making skills, you will help us mitigate potential risks and ensure the success of our business. If you have a passion for finance, a keen eye for detail, and a desire to make an impact, we would love to hear from you! Keep reading to learn more about the qualifications we are looking for in our ideal candidate.

1. Assess and evaluate credit risk for potential and existing clients.
2. Utilize analytical skills and financial knowledge to make informed and accurate credit decisions.
3. Analyze financial statements, credit reports, and other relevant data to determine creditworthiness.
4. Conduct thorough and detailed credit investigations on clients, including industry and market research.
5. Collaborate with other departments and team members to gather necessary information for credit evaluations.
6. Communicate credit decisions and recommendations to management and other stakeholders.
7. Stay up-to-date on industry trends and regulations related to credit underwriting.
8. Identify potential risks and propose solutions to mitigate them.
9. Participate in credit committee meetings and provide insights and recommendations.
10. Maintain accurate records and documentation of credit evaluations and decisions.
11. Ensure compliance with company policies, procedures, and regulatory requirements.
12. Provide excellent customer service to both internal and external clients.
13. Continuously review and improve credit underwriting processes and procedures.
14. Train and mentor junior underwriters to develop their skills and knowledge.
15. Represent the company in a professional and positive manner at all times.

According to JobzMall, the average salary range for a Credit Underwriter in New York, NY, USA is $60,000 to $110,000 per year. However, this can vary depending on the specific company, industry, and level of experience. Some higher paying positions may offer salaries upwards of $150,000 per year. Additionally, bonuses and benefits may also be included in the overall compensation package.

Citigroup, Inc. is a global financial services holding company specializes in banking and financial solutions. It offers a range of products and services among individuals, corporations, governments and institutions such as savings, checking, online banking, individual retirements accounts, credit cards; personal, student, and commercial real estate loans, cash management services, home equity, and bill consolidation, as well as online banking services, cash management, transactions, trade, securities, and fund services.